OXFORD BANK is an FDIC-insured commercial bank headquartered in OXFORD, MI, established in June 4, 1884, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $965M. Profitability stands at 0.97% ROA and 8.77% ROE, with a net interest margin of 5.31%. CET1 capital ratio: 13.94%, well above regulatory minimums. NPL ratio: 2.67% · Texas Ratio: 19.28%. Operates 8 domestic branches.
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