FIRST NATIONAL COMMUNITY BANK is an FDIC-insured commercial bank headquartered in CHATSWORTH, GA, established in Aug. 18, 1975, midnight. As of 2025-12-31, the bank reported total assets of $703M and total deposits of $605M. Profitability stands at 2.11% ROA and 15.86% ROE, with a net interest margin of 5.33%. CET1 capital ratio: 13.51%, well above regulatory minimums. NPL ratio: 0.54% · Texas Ratio: 2.62%. Operates 11 domestic branches.
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