Banks FIRST SECURITY BANK, THE

FIRST SECURITY BANK, THE

OVERBROOK, KS Small Est. April 3, 1897, midnight FDIC #4752 RSSD #460350 FDIC
Latest · 2025-12-31

FIRST SECURITY BANK, THE is an FDIC-insured commercial bank headquartered in OVERBROOK, KS, established in April 3, 1897, midnight. As of 2025-12-31, the bank reported total assets of $107M and total deposits of $88M. Profitability stands at 0.53% ROA and 5.84% ROE, with a net interest margin of 4.31%. CET1 capital ratio: 11.45%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.02%.

Assets
$107M
Deposits
$88M
Loans
$73M
Equity
$9M

Profitability

Return on Assets (ROA)0.53%
Return on Equity (ROE)5.84%
Net Interest Margin4.31%
Yield on Assets6.26%
Cost of Funds1.98%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.12%
Texas Ratio0.02%
NPA Ratio0.00%
ACL / Loans1.10%

Capital & Liquidity

CET1 Ratio11.45%
Tier 1 Capital11.45%
Total Capital Ratio12.58%
Leverage Ratio8.39%
Loan-to-Deposit82.84%

This is just the summary.

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