BanksCENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION

CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION

CICERO, ILSmallEst. Jan. 1, 1892, midnightFDIC #28425RSSD #467470OCC
Latest · 2025-12-31

CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in CICERO, IL, established in Jan. 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $194M and total deposits of $170M. Profitability stands at 0.07% ROA and 0.72% ROE, with a net interest margin of 2.91%. CET1 capital ratio: 9.79%. NPL ratio: 0.68% · Texas Ratio: 4.60%. Operates 3 domestic branches.

Assets
$194M
Deposits
$170M
Loans
$139M
Equity
$19M

Profitability

Return on Assets (ROA)0.07%
Return on Equity (ROE)0.72%
Net Interest Margin2.91%
Yield on Assets4.98%
Cost of Funds2.12%

Asset Quality

NPL Ratio0.68%
Net Charge-Off Ratio-0.01%
Texas Ratio4.60%
NPA Ratio0.49%
ACL / Loans1.07%

Capital & Liquidity

CET1 Ratio9.79%
Tier 1 Capital9.79%
Total Capital Ratio10.28%
Leverage Ratio10.32%
Loan-to-Deposit81.92%

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