UNION STATE BANK is an FDIC-insured commercial bank headquartered in PELL CITY, AL, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $216M and total deposits of $205M. Profitability stands at 2.46% ROA and 53.19% ROE, with a net interest margin of 3.48%. CET1 capital ratio: 14.24%, well above regulatory minimums. NPL ratio: 0.67% · Texas Ratio: 6.69%. Operates 8 domestic branches.
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