SOUTH CENTRAL BANK, INC. is an FDIC-insured commercial bank headquartered in GLASGOW, KY, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.8B. Profitability stands at 1.26% ROA and 13.57% ROE, with a net interest margin of 3.86%. CET1 capital ratio: 12.09%, well above regulatory minimums. NPL ratio: 1.06% · Texas Ratio: 8.63%. Operates 26 domestic branches.
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