BanksCOTTONPORT BANK, THE

COTTONPORT BANK, THE

COTTONPORT, LAMediumEst. July 2, 1902, midnightFDIC #8798RSSD #473930FDIC
Latest · 2025-12-31

COTTONPORT BANK, THE is an FDIC-insured commercial bank headquartered in COTTONPORT, LA, established in July 2, 1902, midnight. As of 2025-12-31, the bank reported total assets of $564M and total deposits of $489M. Profitability stands at 1.43% ROA and 11.02% ROE, with a net interest margin of 4.55%. CET1 capital ratio: 13.11%, well above regulatory minimums. NPL ratio: 0.64% · Texas Ratio: 3.45%. Operates 12 domestic branches.

Assets
$564M
Deposits
$489M
Loans
$364M
Equity
$74M

Profitability

Return on Assets (ROA)1.43%
Return on Equity (ROE)11.02%
Net Interest Margin4.55%
Yield on Assets6.06%
Cost of Funds1.61%

Asset Quality

NPL Ratio0.64%
Net Charge-Off Ratio0.09%
Texas Ratio3.45%
NPA Ratio0.48%
ACL / Loans1.31%

Capital & Liquidity

CET1 Ratio13.11%
Tier 1 Capital13.11%
Total Capital Ratio13.76%
Leverage Ratio13.67%
Loan-to-Deposit74.56%

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