FLATWATER BANK is an FDIC-insured commercial bank headquartered in GOTHENBURG, NE, established in May 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $342M and total deposits of $295M. Profitability stands at 0.63% ROA and 7.33% ROE, with a net interest margin of 3.80%. CET1 capital ratio: 8.02%. NPL ratio: 1.49% · Texas Ratio: 11.99%. Operates 3 domestic branches.
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