FRANKLIN BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in FRANKLIN, KY, established in Dec. 1, 1958, midnight. As of 2025-12-31, the bank reported total assets of $801M and total deposits of $642M. Profitability stands at 1.52% ROA and 11.82% ROE, with a net interest margin of 4.11%. CET1 capital ratio: 12.80%, well above regulatory minimums. NPL ratio: 0.42% · Texas Ratio: 2.68%. Operates 5 domestic branches.
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