BanksAMERICAN BANK, NATIONAL ASSOCIATION

AMERICAN BANK, NATIONAL ASSOCIATION

DALLAS, TXMediumEst. May 2, 1974, midnightFDIC #21567RSSD #494654OCC
Latest · 2025-12-31

AMERICAN BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in DALLAS, TX, established in May 2, 1974, midnight. As of 2025-12-31, the bank reported total assets of $700M and total deposits of $592M. Profitability stands at 1.56% ROA and 14.63% ROE, with a net interest margin of 5.19%. CET1 capital ratio: 9.99%. NPL ratio: 0.20% · Texas Ratio: 1.33%. Operates 3 domestic branches.

Assets
$700M
Deposits
$592M
Loans
$528M
Equity
$73M

Profitability

Return on Assets (ROA)1.56%
Return on Equity (ROE)14.63%
Net Interest Margin5.19%
Yield on Assets8.56%
Cost of Funds3.61%

Asset Quality

NPL Ratio0.20%
Net Charge-Off Ratio1.31%
Texas Ratio1.33%
NPA Ratio0.15%
ACL / Loans1.39%

Capital & Liquidity

CET1 Ratio9.99%
Tier 1 Capital9.99%
Total Capital Ratio10.49%
Leverage Ratio10.61%
Loan-to-Deposit89.10%

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