BanksMAINE COMMUNITY BANK

MAINE COMMUNITY BANK

PORTLAND, MELargeEst. July 27, 1867, midnightFDIC #17741RSSD #499501FDIC
Latest · 2025-12-31

MAINE COMMUNITY BANK is an FDIC-insured commercial bank headquartered in PORTLAND, ME, established in July 27, 1867, midnight. As of 2025-12-31, the bank reported total assets of $2.9B and total deposits of $2.3B. Profitability stands at 1.53% ROA and 16.68% ROE, with a net interest margin of 3.60%. CET1 capital ratio: 8.60%. NPL ratio: 0.72% · Texas Ratio: 6.09%. Operates 23 domestic branches.

Assets
$2.9B
Deposits
$2.3B
Loans
$2.4B
Equity
$264M

Profitability

Return on Assets (ROA)1.53%
Return on Equity (ROE)16.68%
Net Interest Margin3.60%
Yield on Assets5.57%
Cost of Funds2.03%

Asset Quality

NPL Ratio0.72%
Net Charge-Off Ratio-0.01%
Texas Ratio6.09%
NPA Ratio0.60%
ACL / Loans0.75%

Capital & Liquidity

CET1 Ratio8.60%
Tier 1 Capital8.60%
Total Capital Ratio9.03%
Leverage Ratio9.88%
Loan-to-Deposit103.98%

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