BanksROYAL BANKS OF MISSOURI

ROYAL BANKS OF MISSOURI

SAINT LOUIS, MOLargeEst. Nov. 8, 1965, midnightFDIC #19512RSSD #501459FDIC
Latest · 2025-12-31

ROYAL BANKS OF MISSOURI is an FDIC-insured commercial bank headquartered in SAINT LOUIS, MO, established in Nov. 8, 1965, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $918M. Profitability stands at 0.97% ROA and 8.27% ROE, with a net interest margin of 3.86%. CET1 capital ratio: 11.93%, well above regulatory minimums. NPL ratio: 0.16% · Texas Ratio: 13.09%. Operates 18 domestic branches.

Assets
$1.1B
Deposits
$918M
Loans
$792M
Equity
$124M

Profitability

Return on Assets (ROA)0.97%
Return on Equity (ROE)8.27%
Net Interest Margin3.86%
Yield on Assets5.88%
Cost of Funds2.12%

Asset Quality

NPL Ratio0.16%
Net Charge-Off Ratio0.25%
Texas Ratio13.09%
NPA Ratio1.60%
ACL / Loans0.58%

Capital & Liquidity

CET1 Ratio11.93%
Tier 1 Capital11.93%
Total Capital Ratio12.44%
Leverage Ratio10.51%
Loan-to-Deposit86.33%

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