FARMERS STATE BANK & TRUST CO. is an FDIC-insured commercial bank headquartered in MOUNT STERLING, IL, established in June 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $134M and total deposits of $122M. Profitability stands at 1.25% ROA and 15.40% ROE, with a net interest margin of 3.87%. CET1 capital ratio: 12.39%, well above regulatory minimums. NPL ratio: 0.09% · Texas Ratio: 0.68%. Operates 2 domestic branches.
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