BanksCS BANK

CS BANK

EUREKA SPRINGS, ARMediumEst. May 1, 1912, midnightFDIC #5635RSSD #514048FED
Latest · 2025-12-31

CS BANK is an FDIC-insured commercial bank headquartered in EUREKA SPRINGS, AR, established in May 1, 1912, midnight. As of 2025-12-31, the bank reported total assets of $614M and total deposits of $475M. Profitability stands at 2.20% ROA and 19.00% ROE, with a net interest margin of 4.85%. CET1 capital ratio: 11.70%, well above regulatory minimums. NPL ratio: 0.87% · Texas Ratio: 5.78%. Operates 7 domestic branches.

Assets
$614M
Deposits
$475M
Loans
$503M
Equity
$72M

Profitability

Return on Assets (ROA)2.20%
Return on Equity (ROE)19.00%
Net Interest Margin4.85%
Yield on Assets7.16%
Cost of Funds2.45%

Asset Quality

NPL Ratio0.87%
Net Charge-Off Ratio0.04%
Texas Ratio5.78%
NPA Ratio0.76%
ACL / Loans1.77%

Capital & Liquidity

CET1 Ratio11.70%
Tier 1 Capital11.70%
Total Capital Ratio12.29%
Leverage Ratio11.68%
Loan-to-Deposit106.03%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required