BanksBANKWEST, INCORPORATED

BANKWEST, INCORPORATED

PIERRE, SDLargeEst. Aug. 30, 1889, midnightFDIC #4009RSSD #540551FDIC
Latest · 2025-12-31

BANKWEST, INCORPORATED is an FDIC-insured commercial bank headquartered in PIERRE, SD, established in Aug. 30, 1889, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.6B. Profitability stands at 0.96% ROA and 11.88% ROE, with a net interest margin of 4.23%. CET1 capital ratio: 10.24%, well above regulatory minimums. NPL ratio: 1.50% · Texas Ratio: 13.79%. Operates 22 domestic branches.

Assets
$1.9B
Deposits
$1.6B
Loans
$1.4B
Equity
$156M

Profitability

Return on Assets (ROA)0.96%
Return on Equity (ROE)11.88%
Net Interest Margin4.23%
Yield on Assets6.57%
Cost of Funds2.38%

Asset Quality

NPL Ratio1.50%
Net Charge-Off Ratio0.11%
Texas Ratio13.79%
NPA Ratio1.24%
ACL / Loans1.06%

Capital & Liquidity

CET1 Ratio10.24%
Tier 1 Capital10.24%
Total Capital Ratio11.17%
Leverage Ratio9.19%
Loan-to-Deposit86.42%

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