BanksFIRST NATIONAL BANK OF SYCAMORE, THE

FIRST NATIONAL BANK OF SYCAMORE, THE

SYCAMORE, OHSmallEst. July 1, 1919, midnightFDIC #6706RSSD #553926OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF SYCAMORE, THE is an FDIC-insured commercial bank headquartered in SYCAMORE, OH, established in July 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $233M and total deposits of $203M. Profitability stands at 1.09% ROA and 13.45% ROE, with a net interest margin of 3.48%. CET1 capital ratio: 15.20%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.

Assets
$233M
Deposits
$203M
Loans
$145M
Equity
$19M

Profitability

Return on Assets (ROA)1.09%
Return on Equity (ROE)13.45%
Net Interest Margin3.48%
Yield on Assets5.01%
Cost of Funds1.63%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.06%

Capital & Liquidity

CET1 Ratio15.20%
Tier 1 Capital15.20%
Total Capital Ratio16.28%
Leverage Ratio9.43%
Loan-to-Deposit71.42%

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