BanksFIVE POINTS BANK

FIVE POINTS BANK

GRAND ISLAND, NELargeEst. Sept. 10, 1971, midnightFDIC #20488RSSD #554857FED
Latest · 2025-12-31

FIVE POINTS BANK is an FDIC-insured commercial bank headquartered in GRAND ISLAND, NE, established in Sept. 10, 1971, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $2.0B. Profitability stands at 1.28% ROA and 17.85% ROE, with a net interest margin of 3.04%. CET1 capital ratio: 13.77%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.18%. Operates 16 domestic branches.

Assets
$2.1B
Deposits
$2.0B
Loans
$1.3B
Equity
$155M

Profitability

Return on Assets (ROA)1.28%
Return on Equity (ROE)17.85%
Net Interest Margin3.04%
Yield on Assets5.21%
Cost of Funds2.27%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.01%
Texas Ratio0.18%
NPA Ratio0.01%
ACL / Loans1.46%

Capital & Liquidity

CET1 Ratio13.77%
Tier 1 Capital13.77%
Total Capital Ratio15.00%
Leverage Ratio10.23%
Loan-to-Deposit66.05%

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