FIRST STATE BANK is an FDIC-insured commercial bank headquartered in WEBSTER CITY, IA, established in Oct. 15, 1935, midnight. As of 2025-12-31, the bank reported total assets of $627M and total deposits of $524M. Profitability stands at 2.23% ROA and 18.51% ROE, with a net interest margin of 3.12%. CET1 capital ratio: 12.48%, well above regulatory minimums. NPL ratio: 0.10% · Texas Ratio: 0.61%. Operates 9 domestic branches.
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