Banks SUMMIT STATE BANK

SUMMIT STATE BANK

SANTA ROSA, CA Large Est. Jan. 1, 1982, midnight FDIC #32203 RSSD #561574 FDIC
Latest · 2025-12-31

SUMMIT STATE BANK is an FDIC-insured commercial bank headquartered in SANTA ROSA, CA, established in Jan. 1, 1982, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $891M. Profitability stands at 0.42% ROA and 4.25% ROE, with a net interest margin of 3.88%. CET1 capital ratio: 12.03%, well above regulatory minimums. NPL ratio: 2.96% · Texas Ratio: 23.64%.

Assets
$1.0B
Deposits
$891M
Loans
$846M
Equity
$101M

Profitability

Return on Assets (ROA)0.42%
Return on Equity (ROE)4.25%
Net Interest Margin3.88%
Yield on Assets6.24%
Cost of Funds2.44%

Asset Quality

NPL Ratio2.96%
Net Charge-Off Ratio0.21%
Texas Ratio23.64%
NPA Ratio2.72%
ACL / Loans1.71%

Capital & Liquidity

CET1 Ratio12.03%
Tier 1 Capital12.03%
Total Capital Ratio13.69%
Leverage Ratio10.37%
Loan-to-Deposit94.97%

This is just the summary.

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required