BanksFIRST TRI-COUNTY BANK

FIRST TRI-COUNTY BANK

SWANTON, NEMicroEst. April 1, 1894, midnightFDIC #8333RSSD #570651FDIC
Latest · 2025-12-31

FIRST TRI-COUNTY BANK is an FDIC-insured commercial bank headquartered in SWANTON, NE, established in April 1, 1894, midnight. As of 2025-12-31, the bank reported total assets of $74M and total deposits of $66M. Profitability stands at -0.09% ROA and -0.92% ROE, with a net interest margin of 3.90%. CET1 capital ratio: 9.33%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$74M
Deposits
$66M
Loans
$50M
Equity
$7M

Profitability

Return on Assets (ROA)-0.09%
Return on Equity (ROE)-0.92%
Net Interest Margin3.90%
Yield on Assets5.29%
Cost of Funds1.43%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.11%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.02%

Capital & Liquidity

CET1 Ratio9.33%
Tier 1 Capital9.33%
Total Capital Ratio9.79%
Leverage Ratio9.55%
Loan-to-Deposit75.84%

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