UWHARRIE BANK is an FDIC-insured commercial bank headquartered in ALBEMARLE, NC, established in Jan. 26, 1984, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.1B. Profitability stands at 1.13% ROA and 14.01% ROE, with a net interest margin of 3.79%. CET1 capital ratio: 13.04%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 0.36%. Operates 10 domestic branches.
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