FNB OXFORD BANK is an FDIC-insured commercial bank headquartered in OXFORD, MS, established in Oct. 10, 1910, midnight. As of 2025-12-31, the bank reported total assets of $911M and total deposits of $773M. Profitability stands at 0.90% ROA and 7.94% ROE, with a net interest margin of 3.07%. CET1 capital ratio: 11.25%, well above regulatory minimums. NPL ratio: 0.18% · Texas Ratio: 0.82%. Operates 6 domestic branches.
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