INDEPENDENCE BANK is an FDIC-insured commercial bank headquartered in HAVRE, MT, established in March 12, 1973, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.2B. Profitability stands at 1.51% ROA and 12.72% ROE, with a net interest margin of 4.69%. CET1 capital ratio: 15.42%, well above regulatory minimums. NPL ratio: 0.38% · Texas Ratio: 2.34%. Operates 10 domestic branches.
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