BanksFIRST FEDERAL SAVINGS BANK

FIRST FEDERAL SAVINGS BANK

EVANSVILLE, INMediumEst. July 1, 1934, midnightFDIC #29056RSSD #613679FDIC
Latest · 2025-12-31

FIRST FEDERAL SAVINGS BANK is an FDIC-insured commercial bank headquartered in EVANSVILLE, IN, established in July 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $605M and total deposits of $488M. Profitability stands at 0.57% ROA and 6.61% ROE, with a net interest margin of 3.07%. CET1 capital ratio: 13.01%, well above regulatory minimums. NPL ratio: 0.22% · Texas Ratio: 2.15%. Operates 10 domestic branches.

Assets
$605M
Deposits
$488M
Loans
$454M
Equity
$54M

Profitability

Return on Assets (ROA)0.57%
Return on Equity (ROE)6.61%
Net Interest Margin3.07%
Yield on Assets5.59%
Cost of Funds2.56%

Asset Quality

NPL Ratio0.22%
Net Charge-Off Ratio0.05%
Texas Ratio2.15%
NPA Ratio0.21%
ACL / Loans1.09%

Capital & Liquidity

CET1 Ratio13.01%
Tier 1 Capital13.01%
Total Capital Ratio14.26%
Leverage Ratio8.96%
Loan-to-Deposit93.14%

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