BANK AND TRUST, SSB, THE is an FDIC-insured commercial bank headquartered in DEL RIO, TX, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $585M and total deposits of $531M. Profitability stands at 1.72% ROA and 20.68% ROE, with a net interest margin of 4.36%. CET1 capital ratio: 17.70%, well above regulatory minimums. NPL ratio: 0.12% · Texas Ratio: 0.85%. Operates 9 domestic branches.
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