FARMERS AND MERCHANTS BANK, THE is an FDIC-insured commercial bank headquartered in BOSWELL, IN, established in April 23, 1903, midnight. As of 2025-12-31, the bank reported total assets of $210M and total deposits of $184M. Profitability stands at 0.60% ROA and 7.34% ROE, with a net interest margin of 3.26%. CET1 capital ratio: 12.56%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.
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