LEGENCE BANK is an FDIC-insured commercial bank headquartered in ELDORADO, IL, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $649M and total deposits of $571M. Profitability stands at 1.48% ROA and 15.40% ROE, with a net interest margin of 5.11%. CET1 capital ratio: 13.72%, well above regulatory minimums. NPL ratio: 1.62% · Texas Ratio: 10.16%. Operates 12 domestic branches.
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