Banks EASTERN SAVINGS BANK FEDERAL SAVINGS BANK

EASTERN SAVINGS BANK FEDERAL SAVINGS BANK

HUNT VALLEY, MD Small Est. May 29, 1905, midnight FDIC #32360 RSSD #643078 OCC
Latest · 2025-12-31

EASTERN SAVINGS BANK FEDERAL SAVINGS BANK is an FDIC-insured commercial bank headquartered in HUNT VALLEY, MD, established in May 29, 1905, midnight. As of 2025-12-31, the bank reported total assets of $367M and total deposits of $237M. Profitability stands at 2.58% ROA and 9.29% ROE, with a net interest margin of 5.82%. CET1 capital ratio: 28.95%, well above regulatory minimums. NPL ratio: 3.42% · Texas Ratio: 13.31%.

Assets
$367M
Deposits
$237M
Loans
$281M
Equity
$106M

Profitability

Return on Assets (ROA)2.58%
Return on Equity (ROE)9.29%
Net Interest Margin5.82%
Yield on Assets7.97%
Cost of Funds2.82%

Asset Quality

NPL Ratio3.42%
Net Charge-Off Ratio-0.01%
Texas Ratio13.31%
NPA Ratio3.97%
ACL / Loans1.13%

Capital & Liquidity

CET1 Ratio28.95%
Tier 1 Capital28.95%
Total Capital Ratio30.39%
Leverage Ratio28.18%
Loan-to-Deposit118.43%

This is just the summary.

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