BanksGREENEVILLE FEDERAL BANK, F.S.B.

GREENEVILLE FEDERAL BANK, F.S.B.

GREENEVILLE, TNSmallEst. Aug. 2, 1960, midnightFDIC #31198RSSD #645577OCC
Latest · 2025-12-31

GREENEVILLE FEDERAL BANK, F.S.B. is an FDIC-insured commercial bank headquartered in GREENEVILLE, TN, established in Aug. 2, 1960, midnight. As of 2025-12-31, the bank reported total assets of $205M and total deposits of $157M. Profitability stands at 0.86% ROA and 5.83% ROE, with a net interest margin of 4.66%. CET1 capital ratio: 20.78%, well above regulatory minimums. NPL ratio: 2.00% · Texas Ratio: 10.51%. Operates 3 domestic branches.

Assets
$205M
Deposits
$157M
Loans
$171M
Equity
$30M

Profitability

Return on Assets (ROA)0.86%
Return on Equity (ROE)5.83%
Net Interest Margin4.66%
Yield on Assets6.59%
Cost of Funds2.13%

Asset Quality

NPL Ratio2.00%
Net Charge-Off Ratio-0.50%
Texas Ratio10.51%
NPA Ratio1.67%
ACL / Loans1.23%

Capital & Liquidity

CET1 Ratio20.78%
Tier 1 Capital20.78%
Total Capital Ratio22.03%
Leverage Ratio15.02%
Loan-to-Deposit108.66%

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