BanksSAVANNAH BANK, N.A.

SAVANNAH BANK, N.A.

SAVANNAH, NYSmallEst. Jan. 1, 1925, midnightFDIC #14619RSSD #647414OCC
Latest · 2025-12-31

SAVANNAH BANK, N.A. is an FDIC-insured commercial bank headquartered in SAVANNAH, NY, established in Jan. 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $189M and total deposits of $171M. Profitability stands at 0.35% ROA and 4.74% ROE, with a net interest margin of 2.96%. CET1 capital ratio: 17.05%, well above regulatory minimums. NPL ratio: 1.19% · Texas Ratio: 7.29%. Operates 5 domestic branches.

Assets
$189M
Deposits
$171M
Loans
$93M
Equity
$14M

Profitability

Return on Assets (ROA)0.35%
Return on Equity (ROE)4.74%
Net Interest Margin2.96%
Yield on Assets5.10%
Cost of Funds2.17%

Asset Quality

NPL Ratio1.19%
Net Charge-Off Ratio0.05%
Texas Ratio7.29%
NPA Ratio0.59%
ACL / Loans1.28%

Capital & Liquidity

CET1 Ratio17.05%
Tier 1 Capital17.05%
Total Capital Ratio18.27%
Leverage Ratio8.69%
Loan-to-Deposit54.35%

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