BanksASCENT BANK

ASCENT BANK

HELENA, MTSmallEst. April 13, 1970, midnightFDIC #20162RSSD #647955FDIC
Latest · 2025-12-31

ASCENT BANK is an FDIC-insured commercial bank headquartered in HELENA, MT, established in April 13, 1970, midnight. As of 2025-12-31, the bank reported total assets of $110M and total deposits of $97M. Profitability stands at 1.29% ROA and 13.58% ROE, with a net interest margin of 4.45%. CET1 capital ratio: 13.96%, well above regulatory minimums. NPL ratio: 1.98% · Texas Ratio: 13.37%. Operates 2 domestic branches.

Assets
$110M
Deposits
$97M
Loans
$80M
Equity
$11M

Profitability

Return on Assets (ROA)1.29%
Return on Equity (ROE)13.58%
Net Interest Margin4.45%
Yield on Assets6.34%
Cost of Funds2.02%

Asset Quality

NPL Ratio1.98%
Net Charge-Off Ratio0.00%
Texas Ratio13.37%
NPA Ratio1.44%
ACL / Loans1.53%

Capital & Liquidity

CET1 Ratio13.96%
Tier 1 Capital13.96%
Total Capital Ratio15.22%
Leverage Ratio9.48%
Loan-to-Deposit82.53%

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