Banks ASCENT BANK

ASCENT BANK

HELENA, MT Small Est. April 13, 1970, midnight FDIC #20162 RSSD #647955 FDIC
Latest · 2025-12-31

ASCENT BANK is an FDIC-insured commercial bank headquartered in HELENA, MT, established in April 13, 1970, midnight. As of 2025-12-31, the bank reported total assets of $110M and total deposits of $97M. Profitability stands at 1.29% ROA and 13.58% ROE, with a net interest margin of 4.64%. CET1 capital ratio: 13.96%, well above regulatory minimums. NPL ratio: 1.74% · Texas Ratio: 11.71%.

Assets
$110M
Deposits
$97M
Loans
$80M
Equity
$11M

Profitability

Return on Assets (ROA)1.29%
Return on Equity (ROE)13.58%
Net Interest Margin4.64%
Yield on Assets6.62%
Cost of Funds2.02%

Asset Quality

NPL Ratio1.74%
Net Charge-Off Ratio0.01%
Texas Ratio11.71%
NPA Ratio1.27%
ACL / Loans1.53%

Capital & Liquidity

CET1 Ratio13.96%
Tier 1 Capital13.96%
Total Capital Ratio15.22%
Leverage Ratio9.48%
Loan-to-Deposit82.53%

This is just the summary.

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