Banks MIDWEST BANKCENTRE

MIDWEST BANKCENTRE

SAINT LOUIS, MO Large Est. March 1, 1906, midnight FDIC #1058 RSSD #657459 FED
Latest · 2025-12-31

MIDWEST BANKCENTRE is an FDIC-insured commercial bank headquartered in SAINT LOUIS, MO, established in March 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $3.0B and total deposits of $2.5B. Profitability stands at 0.88% ROA and 7.34% ROE, with a net interest margin of 3.83%. CET1 capital ratio: 13.30%, well above regulatory minimums. NPL ratio: 1.20% · Texas Ratio: 7.41%.

Assets
$3.0B
Deposits
$2.5B
Loans
$2.4B
Equity
$369M

Profitability

Return on Assets (ROA)0.88%
Return on Equity (ROE)7.34%
Net Interest Margin3.83%
Yield on Assets5.99%
Cost of Funds2.31%

Asset Quality

NPL Ratio1.20%
Net Charge-Off Ratio0.28%
Texas Ratio7.41%
NPA Ratio0.99%
ACL / Loans1.29%

Capital & Liquidity

CET1 Ratio13.30%
Tier 1 Capital13.30%
Total Capital Ratio14.52%
Leverage Ratio11.74%
Loan-to-Deposit98.13%

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