BanksNORTHEAST BANK

NORTHEAST BANK

MINNEAPOLIS, MNMediumEst. Jan. 3, 1948, midnightFDIC #16659RSSD #689357FDIC
Latest · 2025-12-31

NORTHEAST BANK is an FDIC-insured commercial bank headquartered in MINNEAPOLIS, MN, established in Jan. 3, 1948, midnight. As of 2025-12-31, the bank reported total assets of $829M and total deposits of $716M. Profitability stands at 0.69% ROA and 8.44% ROE, with a net interest margin of 4.24%. CET1 capital ratio: 11.90%, well above regulatory minimums. NPL ratio: 0.28% · Texas Ratio: 2.31%. Operates 3 domestic branches.

Assets
$829M
Deposits
$716M
Loans
$610M
Equity
$69M

Profitability

Return on Assets (ROA)0.69%
Return on Equity (ROE)8.44%
Net Interest Margin4.24%
Yield on Assets5.59%
Cost of Funds1.37%

Asset Quality

NPL Ratio0.28%
Net Charge-Off Ratio0.43%
Texas Ratio2.31%
NPA Ratio0.21%
ACL / Loans0.88%

Capital & Liquidity

CET1 Ratio11.90%
Tier 1 Capital11.90%
Total Capital Ratio12.71%
Leverage Ratio10.03%
Loan-to-Deposit85.15%

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