TOWN & COUNTRY BANK AND TRUST COMPANY is an FDIC-insured commercial bank headquartered in BARDSTOWN, KY, established in Sept. 9, 1907, midnight. As of 2025-12-31, the bank reported total assets of $422M and total deposits of $369M. Profitability stands at 1.40% ROA and 11.67% ROE, with a net interest margin of 4.39%. CET1 capital ratio: 12.08%, well above regulatory minimums. NPL ratio: 1.41% · Texas Ratio: 7.25%. Operates 5 domestic branches.
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