BanksWALTERS BANK AND TRUST COMPANY

WALTERS BANK AND TRUST COMPANY

WALTERS, OKMicroEst. April 14, 1934, midnightFDIC #14260RSSD #536853FDIC
Latest · 2025-12-31

WALTERS BANK AND TRUST COMPANY is an FDIC-insured commercial bank headquartered in WALTERS, OK, established in April 14, 1934, midnight. As of 2025-12-31, the bank reported total assets of $70M and total deposits of $56M. Profitability stands at -0.01% ROA and -0.03% ROE, with a net interest margin of 4.89%. CET1 capital ratio: 19.70%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.74%. Operates 1 domestic branch.

Assets
$70M
Deposits
$56M
Loans
$38M
Equity
$14M

Profitability

Return on Assets (ROA)-0.01%
Return on Equity (ROE)-0.03%
Net Interest Margin4.89%
Yield on Assets5.45%
Cost of Funds0.64%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.01%
Texas Ratio0.74%
NPA Ratio0.15%
ACL / Loans1.49%

Capital & Liquidity

CET1 Ratio19.70%
Tier 1 Capital19.70%
Total Capital Ratio20.68%
Leverage Ratio20.59%
Loan-to-Deposit68.58%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required