None

LargeRSSD #1429028

Latest ·

None is an FDIC-insured commercial bank. As of , the bank reported total assets of $1.0B and total deposits of $865M. Profitability stands at -0.09% ROA and -0.94% ROE, with a net interest margin of 3.56%. CET1 capital ratio: 11.97%, well above regulatory minimums. NPL ratio: 0.13% · Texas Ratio: 0.93%. Operates 3 domestic branches.

Assets

$1.0B

Deposits

$865M

Loans

$815M

Equity

$104M

Profitability

Return on Assets-0.09%

Return on Equity-0.94%

Net Interest Margin3.56%

Yield on Earning Assets6.31%

Cost of Funds3.12%

Asset Quality

Non-Performing Loan Ratio0.13%

Net Charge-Off Ratio2.37%

Texas Ratio0.93%

Non-Performing Asset Ratio0.10%

ACL / Loans0.96%

Capital & Liquidity

CET1 Capital Ratio11.97%

Tier 1 Capital Ratio11.97%

Total Capital Ratio12.96%

Tier 1 Leverage Ratio9.41%

Loan-to-Deposit Ratio94.22%

This is just the summary.

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rankings

How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.

Largest US Banks by Assets

#1,041of 4,394

1018424.00 · 76th pct

US Banks with Highest Return on Assets (ROA)

#3,613of 3,782

-0.09% · 4th pct

US Banks with Highest CET1 Capital Ratio

#2,344of 3,782

11.97% · 38th pct

US Banks with Highest Texas Ratio

#2,801of 3,781

0.93% · 26th pct

US Banks with Highest Share of Uninsured Deposits

#3,217of 3,756

44.37% · 14th pct

Most Efficient US Banks (Lowest Efficiency Ratio)

#901of 3,782

53.99% · 76th pct

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter	CET1	ROA	NPL	Texas	NIM
2025-12-31	11.97%	-0.09%	0.13%	0.93%	3.56%
2025-09-30	11.61%	1.07%	0.13%	0.95%	3.67%
2025-06-30	11.62%	0.98%	0.12%	0.89%	3.61%
2025-03-31	11.78%	0.95%	0.06%	0.47%	3.47%
2024-12-31	11.85%	0.78%	0.05%	0.37%	3.44%
2024-09-30	12.20%	0.81%	0.05%	0.37%	3.20%
2024-06-30	11.92%	0.78%	0.05%	0.36%	3.23%
2024-03-31	12.03%	0.77%	0.20%	1.49%	3.09%