Liquidity & Balance Sheet
US Banks with Highest Share of Uninsured Deposits
#1 Share of Uninsured Deposits:EAGLEMARK SAVINGS BANK — 100.54%. Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.
| # | Bank | HQ | US Banks with … | Total Assets ($K) |
|---|---|---|---|---|
| 1 | EAGLEMARK SAVINGS BANK | RENO, NV | 100.54% | 743,751.0 |
| 2 | HATCH BANK | SAN MARCOS, CA | 100.00% | 182,351.0 |
| 3 | MEDALLION BANK | SALT LAKE CITY, UT | 99.86% | 2,620,589.0 |
| 4 | WELLS FARGO BANK SOUTH CENTRAL, NATIONAL ASSOCIATION | HOUSTON, TX | 99.58% | 2,815,071.0 |
| 5 | COMENITY BANK | WILMINGTON, DE | 99.48% | 7,760,444.0 |
| 6 | UBS BANK USA, NATIONAL ASSOCIATION | SALT LAKE CITY, UT | 99.18% | 119,317,920.0 |
| 7 | CLEARPOINT FEDERAL BANK & TRUST | BATESVILLE, IN | 98.79% | 134,656.0 |
| 8 | TEXAS EXCHANGE BANK | CROWLEY, TX | 98.30% | 4,500,280.0 |
| 9 | VERSABANK USA, NATIONAL ASSOCIATION | HOLDINGFORD, MN | 98.16% | 747,739.0 |
| 10 | VARO BANK, NATIONAL ASSOCIATION | DRAPER, UT | 97.81% | 376,185.0 |
| 11 | OPTUM BANK, INC. | DRAPER, UT | 97.80% | 20,819,000.0 |
| 12 | NELNET BANK | DRAPER, UT | 97.68% | 2,069,700.0 |
| 13 | 1ST FINANCIAL BANK USA | DAKOTA DUNES, SD | 96.94% | 1,352,658.0 |
| 14 | CHARLES SCHWAB PREMIER BANK, SSB | WESTLAKE, TX | 96.06% | 27,022,000.0 |
| 15 | AMERIPRISE BANK, FSB | MINNEAPOLIS, MN | 95.86% | 25,314,311.0 |
| 16 | MERRICK BANK | SOUTH JORDAN, UT | 95.72% | 9,251,625.0 |
| 17 | TD BANK USA, NATIONAL ASSOCIATION | WILMINGTON, DE | 95.68% | 34,631,887.0 |
| 18 | GREEN DOT BANK | PROVO, UT | 94.54% | 5,204,851.0 |
| 19 | JONESBORO STATE BANK | JONESBORO, LA | 94.54% | 1,225,143.0 |
| 20 | BMW BANK OF NORTH AMERICA | SALT LAKE CITY, UT | 94.07% | 12,814,515.0 |
| 21 | WELLS FARGO NATIONAL BANK WEST | LAS VEGAS, NV | 93.22% | 9,005,208.0 |
| 22 | BANK OF GLEN BURNIE, THE | GLEN BURNIE, MD | 92.84% | 359,945.0 |
| 23 | WEST VIEW SAVINGS BANK | PITTSBURGH, PA | 92.66% | 362,660.0 |
| 24 | FIRST STATE BANK OF DEQUEEN | DE QUEEN, AR | 91.95% | 502,078.0 |
| 25 | MID-CENTRAL NATIONAL BANK | WADENA, MN | 90.74% | 115,892.0 |
| 26 | BANCORP BANK NATIONAL ASSOCIATION, THE | SIOUX FALLS, SD | 90.27% | 9,349,048.0 |
| 27 | CELTIC BANK CORPORATION | SALT LAKE CITY, UT | 90.26% | 4,792,448.0 |
| 28 | BEAL BANK USA | LAS VEGAS, NV | 90.19% | 14,512,815.0 |
| 29 | RBC BANK (GEORGIA), NATIONAL ASSOCIATION | ATLANTA, GA | 90.06% | 8,044,396.0 |
| 30 | FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK | KILLEEN, TX | 89.94% | 4,507,588.0 |
| 31 | RAYMOND JAMES BANK | SAINT PETERSBURG, FL | 89.78% | 43,374,103.0 |
| 32 | CENTRAL STATE BANK | CLAYTON, IL | 89.69% | 177,236.0 |
| 33 | TRI-COUNTY BANK, THE | STUART, NE | 89.64% | 243,630.0 |
| 34 | MILESTONE BANK | SALT LAKE CITY, UT | 89.59% | 374,567.0 |
| 35 | HEADWATERS STATE BANK | LAND O'LAKES, WI | 89.53% | 117,440.0 |
| 36 | FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA | DELTA, OH | 89.13% | 242,165.0 |
| 37 | FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LORAIN | LORAIN, OH | 89.12% | 573,099.0 |
| 38 | PATHWARD, NATIONAL ASSOCIATION | SIOUX FALLS, SD | 88.98% | 7,563,929.0 |
| 39 | THREAD BANK | ROGERSVILLE, TN | 88.86% | 953,615.0 |
| 40 | NORTHPOINTE BANK | GRAND RAPIDS, MI | 88.45% | 7,022,546.0 |
| 41 | NORTH COUNTRY SAVINGS BANK, THE | CANTON, NY | 87.94% | 365,975.0 |
| 42 | STRIDE BANK, NATIONAL ASSOCIATION | ENID, OK | 87.94% | 4,855,805.0 |
| 43 | WORTHINGTON FEDERAL SAVINGS BANK, F.S.B. | WORTHINGTON, MN | 87.58% | 132,936.0 |
| 44 | UNION SAVINGS BANK | FREEPORT, IL | 87.50% | 180,555.0 |
| 45 | LUANA SAVINGS BANK | LUANA, IA | 87.29% | 2,209,415.0 |
| 46 | WESTMORELAND FEDERAL SAVINGS AND LOAN ASSOCIATION OF LATROBE | LATROBE, PA | 87.19% | 167,209.0 |
| 47 | PENNCREST BANK | ALTOONA, PA | 87.10% | 238,563.0 |
| 48 | CHARLES SCHWAB TRUST BANK | WESTLAKE, TX | 87.10% | 10,434,593.0 |
| 49 | COMMUNITY SAVINGS BANK | BETHEL, OH | 87.08% | 110,197.0 |
| 50 | FIRST COMMAND BANK | FORT WORTH, TX | 87.01% | 1,076,009.0 |
| 51 | UNION FEDERAL SAVINGS AND LOAN ASSOCIATION | KEWANEE, IL | 86.89% | 144,903.0 |
| 52 | CENTRAL BANK OF KANSAS CITY | KANSAS CITY, MO | 86.77% | 413,610.0 |
| 53 | ELK STATE BANK | CLYDE, KS | 86.76% | 138,859.0 |
| 54 | FULTON SAVINGS BANK | FULTON, NY | 86.74% | 489,503.0 |
| 55 | PEOPLES BANK CO. | ALTENBURG, MO | 86.65% | 125,897.0 |
| 56 | MAPLE CITY SAVINGS BANK, FSB | HORNELL, NY | 86.63% | 122,269.0 |
| 57 | UNITED FIDELITY BANK, FSB | EVANSVILLE, IN | 86.62% | 6,291,575.0 |
| 58 | CITIZENS BANK & TRUST COMPANY | SAINT PAUL, NE | 86.50% | 251,714.0 |
| 59 | AUSTIN CAPITAL BANK SSB | AUSTIN, TX | 86.46% | 469,187.0 |
| 60 | WEX BANK | SANDY, UT | 86.39% | 8,449,841.0 |
| 61 | TOYOTA FINANCIAL SAVINGS BANK | HENDERSON, NV | 86.32% | 15,431,880.0 |
| 62 | SALLIE MAE BANK | SALT LAKE CITY, UT | 86.29% | 29,734,290.0 |
| 63 | FARMERS & MERCHANTS BANK, THE | BERLIN, WI | 86.20% | 954,125.0 |
| 64 | ALL AMERICA BANK | OKLAHOMA CITY, OK | 86.19% | 593,707.0 |
| 65 | NEIGHBORHOOD NATIONAL BANK | MORA, MN | 86.18% | 308,662.0 |
| 66 | USAA FEDERAL SAVINGS BANK | PHOENIX, AZ | 86.07% | 107,989,000.0 |
| 67 | APOLLO TRUST COMPANY | APOLLO, PA | 85.93% | 208,161.0 |
| 68 | FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER | LANCASTER, OH | 85.91% | 278,891.0 |
| 69 | METHOD BANK | WYANDOTTE, OK | 85.89% | 244,313.0 |
| 70 | SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH | JOHNSTOWN, PA | 85.88% | 178,940.0 |
| 71 | FEDERATION BANK | WASHINGTON, IA | 85.69% | 153,694.0 |
| 72 | PEOPLES BANK, THE | MAGNOLIA, AR | 85.40% | 194,397.0 |
| 73 | WEBBANK | SALT LAKE CITY, UT | 85.33% | 2,940,956.0 |
| 74 | EAST WISCONSIN SAVINGS BANK | KAUKAUNA, WI | 85.32% | 270,520.0 |
| 75 | FIRST BANK OF THE LAKE | OSAGE BEACH, MO | 85.17% | 2,266,431.0 |
| 76 | BETTER BANKS | PEORIA, IL | 84.91% | 433,168.0 |
| 77 | HOME STATE BANK | JEFFERSON, IA | 84.75% | 460,238.0 |
| 78 | THINK MUTUAL BANK | ROCHESTER, MN | 84.75% | 2,175,262.0 |
| 79 | GREENWAY BANK | VAN WERT, OH | 84.64% | 384,837.0 |
| 80 | CONCORDIA BANK | CONCORDIA, MO | 84.56% | 127,511.0 |
| 81 | MISSION NATIONAL BANK | SAN FRANCISCO, CA | 84.48% | 236,745.0 |
| 82 | SUNRISE BANKS, NATIONAL ASSOCIATION | SIOUX FALLS, SD | 84.47% | 2,718,222.0 |
| 83 | HADDON SAVINGS BANK | HADDON HEIGHTS, NJ | 84.41% | 407,178.0 |
| 84 | NoneNone | 84.40% | 218,663.0 | |
| 85 | LIBERTY BANK MINNESOTA | SAINT CLOUD, MN | 84.32% | 284,036.0 |
| 86 | FIRST INDEPENDENT BANK | RUSSELL, MN | 84.22% | 600,188.0 |
| 87 | FRAZER BANK | ALTUS, OK | 84.14% | 344,926.0 |
| 88 | MERCER SAVINGS BANK | CELINA, OH | 84.10% | 174,434.0 |
| 89 | FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF BATH | BATH, ME | 84.08% | 186,457.0 |
| 90 | MIDDLESEX FEDERAL SAVINGS, F.A. | SOMERVILLE, MA | 84.01% | 637,950.0 |
| 91 | FIRST FEDERAL BANK OF OHIO | GALION, OH | 83.93% | 278,465.0 |
| 92 | PSB BANK | RHINELAND, MO | 83.92% | 818,751.0 |
| 93 | ARUNDEL FEDERAL SAVINGS BANK | GLEN BURNIE, MD | 83.86% | 445,221.0 |
| 94 | COMMUNITY SAVINGS BANK | CHICAGO, IL | 83.80% | 409,469.0 |
| 95 | HANCOCK COUNTY SAVINGS BANK, F.S.B. | CHESTER, WV | 83.72% | 482,443.0 |
| 96 | SNB BANK, NATIONAL ASSOCIATION | SHATTUCK, OK | 83.67% | 135,897.0 |
| 97 | OZARKS FEDERAL SAVINGS AND LOAN ASSOCIATION | FARMINGTON, MO | 83.64% | 306,272.0 |
| 98 | HOME SAVINGS BANK | SALT LAKE CITY, UT | 83.42% | 112,990.0 |
| 99 | ELIZABETHTON FEDERAL SAVINGS BANK | ELIZABETHTON, TN | 83.41% | 318,795.0 |
| 100 | CURRIE STATE BANK | CURRIE, MN | 83.36% | 101,806.0 |
More Liquidity & Balance Sheet rankings
All data sourced from the most recent FFIEC call report filings, refreshed quarterly within 48 hours of FFIEC release. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.
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