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A data team for your community bank, without the headcount.

Benchmark against every peer in your market, catch a slipping ratio before the exam, and build the board packet in minutes, with 26 years of standardized FFIEC data behind every number.

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BRR Terminal overview with profitability, capital, and asset-quality ratio panels and a total-assets trend chart for a bank.

Community and regional banks compete against institutions with entire analytics teams, but the same regulatory data is open to anyone who knows how to pull it. BankRegReports turns quarterly FFIEC call report filings, and the UBPR ratios built from them, into instant peer benchmarking, trend tracking, and board-ready scorecards, with Excel tearsheets on the Pro plan, so a lean team can walk into the exam and the board meeting with the numbers already done.

The challenge

  • You compete with banks that have dedicated analysts, but you're still pulling peer data out of the FFIEC site one institution at a time.
  • A slipping margin or a rising concentration should surface quarters before the examiner flags it, not after.
  • Every board and ALCO cycle means rebuilding the same packet from raw call report schedules.

How BankRegReports helps

Your true peer group

Benchmark margins, efficiency, capital, and credit quality against standard peer groups side by side, recomputed every quarter, or build a custom peer group of banks your size, in your footprint, with your charter, on a free account. By default every bank is ranked against the banks in its asset-size tier, one of six bands.

Compare banks side by side →

Early warning on the ratios that matter

Track capital, asset quality, and liquidity trends quarter over quarter, with the supervisory threshold spelled out where one exists, so a deteriorating number shows up long before fieldwork.

See the metrics →

Board packets in minutes

On the Pro plan, export a formatted Excel tearsheet or a CSV metric history, current through the latest quarter ingested, instead of assembling it by hand.

See pricing →

How community banks put it to work

Typical workflows, from the first search to a client-ready or board-ready output.

Match the analytics of a bank twice your size

You compete with institutions that have dedicated analyst teams, but the same regulatory data is open to anyone who can pull it. You build the peer benchmarking they run in-house, without the headcount.

  1. Search your bank and pick a peer group of banks your size, or build one around your own footprint.
  2. Compare margins, efficiency, capital, and credit quality against the peer median.
  3. On the Pro plan, export a tearsheet for the next management or board review.

Catch a slipping ratio before the examiner does

A drifting margin or a rising concentration should surface quarters before an exam finding, not after. You track the ratios that matter against peers and the capital minimums and see the trend early.

  1. Open capital, asset quality, and liquidity with the multi-quarter trend.
  2. Watch any capital ratio approaching its regulatory minimum.
  3. Confirm whether it's your bank or the whole peer group moving.

Turn the board packet into a minutes-long task

Every board and ALCO cycle used to mean rebuilding the same packet from raw schedules. Now the scorecard is already built and, on the Pro plan, the packet is an export.

  1. Open your scorecard, current through the latest quarter ingested.
  2. Attach the peer comparison for context on each ratio.
  3. On the Pro plan, export a formatted tearsheet or CSV for the board book.

See it in action

The same views you'll work in, on real FDIC-insured banks, refreshed every quarter.

BankRegReports capital view showing CET1, Tier 1 leverage, total risk-based ratios, the CET1 trend, and capital composition for a bank.

Exam-ready capital, quarters early

CET1, Tier 1 leverage, and total risk-based capital against the well-capitalized thresholds, plus TCE/TA, with the twelve-quarter trend, so a slipping cushion shows up long before the examiner raises it. Banks that elect the community bank leverage ratio report no risk-based ratios.

Compare banks side by side →

Frequently asked questions

We're a small team, is this hard to set up?

No. There's nothing to install or maintain. Search your bank, pick a peer group, and the scorecards and comparisons are ready (exports are on the Pro plan). We ingest and standardize every FFIEC cycle so your team works from current data on day one.

Can we benchmark against a custom peer group instead of the default peers?

Yes, with a free account. Build any peer set (by asset tier, state, charter, or a hand-picked list of local competitors) and the platform computes the peer medians and your bank's percentile rank against it. By default every bank is ranked against the banks in its asset-size tier, one of six bands.

How does this help before a regulatory exam?

Capital ratios are shown against the regulatory minimums, and capital, asset quality, and liquidity are shown against your peer group with the multi-quarter trend, so a slipping ratio surfaces quarters before an examiner would flag it, giving your team time to address it.

Can we produce the board and ALCO packet without rebuilding it each quarter?

Yes, on the Pro plan. Export a formatted Excel tearsheet or a CSV metric history, current through the latest quarter ingested, so the board and ALCO packet is a re-export rather than a from-scratch rebuild off raw call report schedules.

Related reading

The guides and definitions behind the metrics community banks use on this page.

Guides

Glossary terms

Net Interest Margin Efficiency Ratio Commercial Real Estate Concentration Ratio Community Bank Leverage Ratio Loan-to-Deposit Ratio Non-Performing Loans Ratio Texas Ratio CAMELS Rating

Built for other roles too

For Bankers For Board Members For Consultants

See it on your bank

Every FDIC-insured institution, 26+ years of standardized data, one search away.

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