Rankings
US Bank Rankings & Leaderboards
19 live leaderboards ranking every FDIC-insured commercial bank in the United States by capital, asset quality, profitability, and liquidity metrics. Each list is sourced from the most recent FFIEC call report filings and refreshes quarterly.
Size
3 leaderboards
Largest US Banks by Assets
Top 100 largest US banks by total assets, sorted from largest to smallest. Sourced from FFIEC call reports.
Largest US Banks by Deposits
Top 100 US banks ranked by total deposits — the most-deposited FDIC-insured commercial banks in the United States.
Largest US Community Banks (under $10B)
Top 100 US community banks (under $10 billion in assets) ranked by total assets. Updated quarterly.
Profitability
4 leaderboards
US Banks with Highest Return on Assets (ROA)
Top 100 most profitable US banks ranked by Return on Assets (ROA). Filters to banks with at least $100M in assets to …
US Banks with Highest Return on Equity (ROE)
Top 100 US banks by Return on Equity (ROE) — the rate of return earned on common shareholders' invested capital.
Most Efficient US Banks (Lowest Efficiency Ratio)
Top 100 most efficient US banks by efficiency ratio — non-interest expense divided by net revenue. Lower is better.
US Banks with Highest Net Interest Margin (NIM)
Top 100 US banks by Net Interest Margin (NIM) — net interest income as a percentage of earning assets.
Capital
4 leaderboards
US Banks with Highest CET1 Capital Ratio
Top 100 best-capitalized US banks by Common Equity Tier 1 (CET1) ratio — the highest-quality regulatory capital measure.
US Banks with Lowest CET1 Capital Ratio
US banks with the thinnest CET1 capital ratios. Banks below 7% (the effective regulatory floor) face capital-distribution restrictions.
US Banks with Highest Tier 1 Risk-Based Capital Ratio
Top 100 US banks ranked by Tier 1 Risk-Based Capital ratio — the broader of the two Tier 1 capital measures.
US Banks with Highest Tier 1 Leverage Ratio
Top 100 US banks by Tier 1 Leverage Ratio — a non-risk-weighted capital measure that prevents gaming of risk-based ratios.
Asset Quality
5 leaderboards
US Banks with Highest Texas Ratio
US banks with the highest Texas Ratio — non-performing assets vs capital. Above 100% historically correlates with elevated failure risk.
US Banks with Lowest Texas Ratio (Cleanest Credit)
US banks with the cleanest credit profile by Texas Ratio. Top 100 banks with the lowest non-performing-asset exposure.
US Banks with Highest Non-Performing Loan (NPL) Ratio
US banks with the highest non-performing loan ratios. Top 100 banks by share of loans 90+ days past due or in non-accrual …
US Banks with Highest Net Charge-Off Ratio
US banks with the highest Net Charge-Off ratios — loans written off as uncollectible relative to average loans outstanding.
US Banks with Highest Non-Performing Asset (NPA) Ratio
US banks with the highest Non-Performing Asset (NPA) ratio — distressed loans plus other real estate owned, divided by total assets.
Liquidity & Balance Sheet
3 leaderboards
US Banks with Highest Share of Uninsured Deposits
US banks with the highest share of deposits above the $250K FDIC insurance threshold. The metric Silicon Valley Bank's depositor concentration made …
US Banks with Highest Loan-to-Deposit Ratio
US banks with the highest Loan-to-Deposit ratios — most aggressive deployment of deposit funding into lending.
US Banks with Highest Core Deposit Ratio
US banks with the strongest core deposit franchises. Top 100 banks by share of stable, low-cost core deposits.