Asset Quality
US Banks with Lowest Texas Ratio (Cleanest Credit)
#1 Texas Ratio (Cleanest Credit):BAC COMMUNITY BANK — 0.00%. A Texas Ratio under 25% indicates a healthy credit profile — the bank's non-performing assets are well-covered by its capital and reserves.
| # | Bank | HQ | US Banks with … | Total Assets ($K) |
|---|---|---|---|---|
| 1 | BAC COMMUNITY BANK | STOCKTON, CA | 0.00% | 786,267.0 |
| 2 | BESSEMER TRUST COMPANY | WOODBRIDGE, NJ | 0.00% | 1,863,938.0 |
| 3 | BANK OF HARTINGTON | HARTINGTON, NE | 0.00% | 155,217.0 |
| 4 | ADAMS COUNTY BANK | KENESAW, NE | 0.00% | 240,243.0 |
| 5 | FUSION BANK | LARNED, KS | 0.00% | 246,634.0 |
| 6 | FIRST STATE BANK | LONOKE, AR | 0.00% | 328,570.0 |
| 7 | ALL CAPITAL BANK | LOCUST GROVE, OK | 0.00% | 161,524.0 |
| 8 | HAVERFORD TRUST COMPANY, THE | RADNOR, PA | 0.00% | 174,139.0 |
| 9 | FIRST STATE BANK OF BEN WHEELER, TEXAS | BEN WHEELER, TX | 0.00% | 184,266.0 |
| 10 | FIRST NATIONAL BANK AND TRUST COMPANY | CLINTON, IL | 0.00% | 386,400.0 |
| 11 | LAKESIDE BANK | ROCKWALL, TX | 0.00% | 383,994.0 |
| 12 | BANK OF RANTOUL | RANTOUL, IL | 0.00% | 268,215.0 |
| 13 | IRON WORKERS SAVINGS BANK | ASTON, PA | 0.00% | 211,724.0 |
| 14 | DEPOSITORY TRUST COMPANY, THE | BROOKLYN, NY | 0.00% | 3,983,136.0 |
| 15 | BUCKHOLTS STATE BANK, THE | BUCKHOLTS, TX | 0.00% | 134,613.0 |
| 16 | DMB COMMUNITY BANK | MADISON, WI | 0.00% | 826,686.0 |
| 17 | FNB COWETA | COWETA, OK | 0.00% | 124,311.0 |
| 18 | COMMUNITY FIRST BANK | ROSHOLT, WI | 0.00% | 106,343.0 |
| 19 | PIONEER BANK & TRUST | BELLE FOURCHE, SD | 0.00% | 1,014,794.0 |
| 20 | BRUNING BANK | BRUNING, NE | 0.00% | 679,697.0 |
| 21 | FREEPORT STATE BANK | FREEPORT, MN | 0.00% | 169,034.0 |
| 22 | COMMUNITY BANKERS' BANK | MIDLOTHIAN, VA | 0.00% | 128,761.0 |
| 23 | FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA | DELTA, OH | 0.00% | 242,165.0 |
| 24 | MIDDLESEX FEDERAL SAVINGS, F.A. | SOMERVILLE, MA | 0.00% | 637,950.0 |
| 25 | FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MCMINNVILLE | MCMINNVILLE, OR | 0.00% | 669,416.0 |
| 26 | EASTBANK, NATIONAL ASSOCIATION | NEW YORK, NY | 0.00% | 147,425.0 |
| 27 | HARRISON COUNTY BANK, THE | LOST CREEK, WV | 0.00% | 158,337.0 |
| 28 | BANK OF LINDSAY | LINDSAY, NE | 0.00% | 102,279.0 |
| 29 | ST. ANSGAR STATE BANK | SAINT ANSGAR, IA | 0.00% | 189,283.0 |
| 30 | UNITED BANK AND TRUST COMPANY | HAMPTON, IA | 0.00% | 227,243.0 |
| 31 | HOME BANK OF CALIFORNIA | SAN DIEGO, CA | 0.00% | 246,729.0 |
| 32 | FARMERS STATE BANK | PARKSTON, SD | 0.00% | 250,699.0 |
| 33 | BANK OF SUN PRAIRIE | SUN PRAIRIE, WI | 0.00% | 726,479.0 |
| 34 | FIRST NATIONAL BANK OF LOUISBURG, THE | LOUISBURG, KS | 0.00% | 185,535.0 |
| 35 | HEARTLAND STATE BANK | REDFIELD, SD | 0.00% | 154,728.0 |
| 36 | WEST IOWA BANK | WEST BEND, IA | 0.00% | 169,591.0 |
| 37 | WEST BANK | WEST DES MOINES, IA | 0.00% | 4,141,577.0 |
| 38 | FIRST STATE BANK AND TRUST | BAYPORT, MN | 0.00% | 473,210.0 |
| 39 | UNION STATE BANK | WINTERSET, IA | 0.00% | 135,733.0 |
| 40 | NORTHWESTERN BANK, THE | CHIPPEWA FALLS, WI | 0.00% | 705,139.0 |
| 41 | CROSSROADS BANK | EFFINGHAM, IL | 0.00% | 237,171.0 |
| 42 | STATE BANK OF REESEVILLE | REESEVILLE, WI | 0.00% | 169,620.0 |
| 43 | STOUGHTON CO-OPERATIVE BANK | STOUGHTON, MA | 0.00% | 135,259.0 |
| 44 | NEW MARKET BANK | ELKO NEW MARKET, MN | 0.00% | 190,823.0 |
| 45 | F & M COMMUNITY BANK, NATIONAL ASSOCIATION | PRESTON, MN | 0.00% | 213,562.0 |
| 46 | FIRST NATIONAL BANK IN TAYLORVILLE | TAYLORVILLE, IL | 0.00% | 198,046.0 |
| 47 | HCN BANK | RIVERSIDE, CA | 0.00% | 974,892.0 |
| 48 | CITIZENS NATIONAL BANK OF HILLSBORO, THE | HILLSBORO, TX | 0.00% | 233,415.0 |
| 49 | FIRST STATE BANK OF ROSCOE | ROSCOE, SD | 0.00% | 146,777.0 |
| 50 | IOWA SAVINGS BANK | CARROLL, IA | 0.00% | 290,405.0 |
| 51 | FIRST STATE BANK | STUART, IA | 0.00% | 128,685.0 |
| 52 | TRICENTURY BANK | DE SOTO, KS | 0.00% | 196,226.0 |
| 53 | WARRINGTON BANK, THE | PENSACOLA, FL | 0.00% | 172,802.0 |
| 54 | CHEROKEE STATE BANK | CHEROKEE, IA | 0.00% | 271,249.0 |
| 55 | EASTERN INTERNATIONAL BANK | LOS ANGELES, CA | 0.00% | 125,534.0 |
| 56 | BATTLE BANK, NATIONAL ASSOCIATION | UPSALA, MN | 0.00% | 118,567.0 |
| 57 | BANK OF WHITTIER, NATIONAL ASSOCIATION | WHITTIER, CA | 0.00% | 168,938.0 |
| 58 | FIRST STATE BANK | GRAHAM, TX | 0.00% | 291,755.0 |
| 59 | DENVER SAVINGS BANK | DENVER, IA | 0.00% | 255,972.0 |
| 60 | FIRST WESTROADS BANK, INC. | OMAHA, NE | 0.00% | 391,246.0 |
| 61 | PEOPLES BANK OF WYACONDA | KAHOKA, MO | 0.00% | 143,002.0 |
| 62 | STATE BANK OF NEWBURG | NEWBURG, WI | 0.00% | 331,793.0 |
| 63 | FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF SAN RAFAEL | SAN RAFAEL, CA | 0.00% | 221,074.0 |
| 64 | AUBURN SAVINGS BANK, FSB | AUBURN, ME | 0.00% | 102,187.0 |
| 65 | MIZUHO BANK (USA) | NEW YORK, NY | 0.00% | 5,495,218.0 |
| 66 | CHESTER NATIONAL BANK | CHESTER, IL | 0.00% | 116,171.0 |
| 67 | NEW ALBIN SAVINGS BANK | NEW ALBIN, IA | 0.00% | 343,927.0 |
| 68 | BANK OF BROOKFIELD-PURDIN NATIONAL ASSOCIATION | BROOKFIELD, MO | 0.00% | 112,324.0 |
| 69 | FIRST BANK OF MANHATTAN | MANHATTAN, IL | 0.00% | 260,568.0 |
| 70 | FIRST NATIONAL BANK OF BURLESON | BURLESON, TX | 0.00% | 269,128.0 |
| 71 | FNNB BANK | NEWTON, IA | 0.00% | 102,324.0 |
| 72 | FIRST STATE BANK & TRUST | WILLISTON, ND | 0.00% | 535,828.0 |
| 73 | PREFERRED BANK | ROTHVILLE, MO | 0.00% | 130,782.0 |
| 74 | RIVER CITY BANK | SACRAMENTO, CA | 0.00% | 5,801,890.0 |
| 75 | CITIZENS BANK & TRUST COMPANY OF ARDMORE | ARDMORE, OK | 0.00% | 320,261.0 |
| 76 | PESHTIGO NATIONAL BANK | PESHTIGO, WI | 0.00% | 303,280.0 |
| 77 | F&M BANK | FALLS CITY, NE | 0.00% | 129,548.0 |
| 78 | FIRST BANK AND TRUST OF FULLERTON | FULLERTON, NE | 0.00% | 111,151.0 |
| 79 | WINCHESTER CO-OPERATIVE BANK | WINCHESTER, MA | 0.00% | 907,444.0 |
| 80 | BRICKYARD BANK | LINCOLNWOOD, IL | 0.00% | 177,286.0 |
| 81 | PEOPLES BANK MT WASHINGTON | MOUNT WASHINGTON, KY | 0.00% | 119,977.0 |
| 82 | CITIZENS STATE BANK OF ARLINGTON | ARLINGTON, SD | 0.00% | 150,588.0 |
| 83 | FIRST NATIONAL BANK OF HUGO | HUGO, CO | 0.00% | 150,170.0 |
| 84 | WEST CENTRAL GEORGIA BANK | THOMASTON, GA | 0.00% | 157,582.0 |
| 85 | READLYN SAVINGS BANK, THE | READLYN, IA | 0.00% | 147,914.0 |
| 86 | FARMERS & MERCHANTS BANK | WATERLOO, AL | 0.00% | 100,066.0 |
| 87 | STATE BANK OF SOUTHWEST MISSOURI | SPRINGFIELD, MO | 0.00% | 170,564.0 |
| 88 | PIONEER BANK | SERGEANT BLUFF, IA | 0.00% | 286,073.0 |
| 89 | DEUTSCHE BANK TRUST COMPANY DELAWARE | NEWARK, DE | 0.00% | 140,278.0 |
| 90 | FIRST NATIONAL BANK OF COLERAINE, THE | COLERAINE, MN | 0.00% | 109,884.0 |
| 91 | UPSTATE NATIONAL BANK, THE | OGDENSBURG, NY | 0.00% | 276,574.0 |
| 92 | EXCHANGE BANK, THE | SKIATOOK, OK | 0.00% | 153,147.0 |
| 93 | LINEAGE BANK | FRANKLIN, TN | 0.00% | 163,462.0 |
| 94 | SILVER LAKE BANK | TOPEKA, KS | 0.00% | 494,067.0 |
| 95 | RICHLAND COUNTY BANK | RICHLAND CENTER, WI | 0.00% | 109,867.0 |
| 96 | SANGER BANK | SANGER, TX | 0.00% | 226,423.0 |
| 97 | HERITAGE BANK OF SCHAUMBURG | SCHAUMBURG, IL | 0.00% | 149,960.0 |
| 98 | NASHVILLE SAVINGS BANK | NASHVILLE, IL | 0.00% | 104,179.0 |
| 99 | BOC BANK | MCLEAN, TX | 0.00% | 211,561.0 |
| 100 | WHITE STATE BANK | SOUTH ENGLISH, IA | 0.00% | 105,289.0 |
More Asset Quality rankings
All data sourced from the most recent FFIEC call report filings, refreshed quarterly within 48 hours of FFIEC release. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.
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