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Asset Quality · Idaho

US Banks with Lowest Texas Ratio (Cleanest Credit) in Idaho

Ranked among banks headquartered in Idaho. Re-ranked 1-11 within the state from the same national ranking population.

#1 Texas Ratio (Cleanest Credit): IDAHO TRUST BANK — 0.00% . A Texas Ratio under 25% indicates a healthy credit profile — the bank's non-performing assets are well-covered by its capital and reserves.

Ranked: 11 banks with reported data Showing: Top 11 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Idaho Trust Bank Boise , ID 0.00% $232.6M
2 Idaho First Bank Mccall , ID 0.51% $1.37B
3 Twin River Bank Lewiston , ID 0.92% $172.6M
4 D.L. Evans Bank Burley , ID 1.23% $3.66B
5 First Federal Savings Bank of Twin Falls Twin Falls , ID 2.51% $1.44B
6 Farmers Bank Buhl , ID 2.58% $664.8M
7 Bank of Commerce, the Idaho Falls , ID 3.40% $2.26B
8 Bank of Idaho Idaho Falls , ID 4.92% $1.30B
9 Ireland Bank Malad City , ID 11.28% $361.7M
10 Bankcda Coeur D'Alene , ID 11.87% $232.8M
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11 Northwest Bank Boise , ID 13.73% $1.46B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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