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Asset Quality · Hawaii

US Banks with Lowest Texas Ratio (Cleanest Credit) in Hawaii

Ranked among banks headquartered in Hawaii. Re-ranked 1-7 within the state from the same national ranking population.

#1 Texas Ratio (Cleanest Credit): Territorial Savings Bank — 1.04% . A Texas Ratio under 25% indicates a healthy credit profile — the bank's non-performing assets are well-covered by its capital and reserves.

Ranked: 7 banks with reported data Showing: Top 7 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Texas Ratio? A Bank Failure Warning Sign
# Bank HQ US Banks with … Total Assets
1 Territorial Savings Bank Honolulu , HI 1.04% $2.11B
2 Bank of Hawaii Honolulu , HI 2.25% $23.88B
3 Central Pacific Bank Honolulu , HI 2.27% $7.49B
4 First Hawaiian Bank Honolulu , HI 2.52% $24.27B
5 American Savings Bank, N.A. Honolulu , HI 5.51% $9.04B
6 Hawaii National Bank Honolulu , HI 20.50% $883.5M
7 Finance Factors, Limited Honolulu , HI 21.59% $669.4M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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