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Liquidity & Balance Sheet · Hawaii

US Banks with Highest Loan-to-Deposit Ratio in Hawaii

Ranked among banks headquartered in Hawaii. Re-ranked 1-7 within the state from the same national ranking population.

#1 Loan-to-Deposit Ratio: FINANCE FACTORS, LIMITED — 88.07% . The Loan-to-Deposit Ratio (LTD) measures loans against deposits — a high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

Ranked: 7 banks with reported data Showing: Top 7 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is the Loan-to-Deposit Ratio? A Bank Guide
# Bank HQ US Banks with … Total Assets
1 Finance Factors, Limited Honolulu , HI 88.07% $669.4M
2 Central Pacific Bank Honolulu , HI 79.39% $7.49B
3 Territorial Savings Bank Honolulu , HI 75.74% $2.11B
4 American Savings Bank, N.A. Honolulu , HI 74.63% $9.04B
5 First Hawaiian Bank Honolulu , HI 69.46% $24.27B
6 Bank of Hawaii Honolulu , HI 67.49% $23.88B
7 Hawaii National Bank Honolulu , HI 67.12% $883.5M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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