First Hawaiian Bank
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Data as of · sourced from FFIEC call reports. How we update
First Hawaiian Bank is an FDIC-insured commercial bank headquartered in Honolulu, HI, established in 1858 (FDIC certificate 17985), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $23.65B, down 0.8% from Q2 2025, the 2nd largest of 6 banks headquartered in Hawaii. Its CET1 capital ratio was 13.23% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 17985
- Headquarters
- Honolulu, HI
- Established
- 1858
- Total assets, Q2 2026
- $23.65B
- Assets vs Q2 2025
- -0.8%
- CET1 ratio, Q2 2026
- 13.23%
- Domestic offices
- 45 FDIC institution directory, current count
- Routing number
- 121301015
- Latest call report
- Q2 2026, FFIEC 031 · First Hawaiian Bank call report
- Holding company
- FIRST HAWAIIAN, INC.
- Asset rank in state
- 2nd of 6 in Hawaii
First Hawaiian Bank, based in Honolulu, Hawaii, reported $23.6 billion in assets at June 30, 2026. It pays an average of 1.05% on its deposits and borrowings, about half the median of 1.92% for the 127 banks with $10 billion to $100 billion in assets. It also lost 0.4% of its deposits over the year, lower than about three-quarters of banks its size (median 5.7%).
Unrealized losses on its securities total $557 million, equal to 26% of Tier 1 capital, against 30% a year earlier.
As of June 30, 2026, First Hawaiian Bank reported a CET1 capital ratio of 13.23%, a return on assets of 1.32%, a nonperforming-loan ratio of 0.30% and a Texas ratio of 2.19%. The figures come from its call report filed with the FFIEC.
First Hawaiian Bank ranks as the 2nd largest of the 6 banks based in Hawaii, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 2.5% to $23.65B, loans rose 0.9% and deposits fell 3.0%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 35.9% of total loans, followed by non-owner-occupied commercial real estate loans at 19.4%. The FDIC Summary of Deposits lists 49 offices for it, in 33 cities across 3 states; its Honolulu 14 offices book 63% of its branch deposits. Judged on its Q2 2026 call report, First Hawaiian Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 999 Bishop St, Honolulu, HI 96813
- County
- Honolulu
- Metro Area
- Urban Honolulu, HI
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 031
- Established
- January 1, 1858
- Former names
- First National Bank of Hawaii (1960)
- Domestic offices
- 45 FDIC institution directory, current count
- Employees (FTE)
- 1,995
- Domestic deposits
- $17.84B
- Allowance for credit losses
- $168.1M
- Net charge-offs (YTD)
- $9.0M
- Average total assets
- $24.14B
- Average total loans
- $14.05B
- Average interest-bearing deposits
- $16.93B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- April 13, 1959
- FDIC Cert
- 17985
- Fed RSSD
- 980661
- SEC CIK
- 36377 → filed by FIRST HAWAIIAN, INC.
- Website
- www.fhb.com →
- Parent Holding Company
- FIRST HAWAIIAN, INC. (RSSD 1025608) · FHB
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Robert S Harrison | CEO | CHAIRMAN, PRESIDENT AND CEO |
| James M Moses | CFO | VICE CH & CHIEF FINANCIAL OFCR |
| Christopher L Dods | COO | VICE CH & CHIEF OPERATING OFCR |
| Lea M. Nakamura | CRO | EVP & CHIEF RISK OFFICER |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
First Hawaiian Bank's total assets moved between a low of $23.65B (Q2 2026) and a high of $24.93B (Q4 2023) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$23.65B total assets against $23.84B; $20.83B total liabilities against $21.16B.
$14.41B net loans and leases against $14.18B; $20.17B total deposits against $20.25B.
$5.51B securities against $5.55B; $1.01B cash and balances due against $1.40B.
$232.3M total interest income against $236.7M; $61.4M total interest expense against $73.2M.
$171.0M net interest income against $163.6M.
$59.8M total noninterest income against $53.4M; $123.5M total noninterest expense against $122.1M.
$5.6M provision for credit losses against $4.5M.
$79.6M net income against $75.0M.
1.32% return on assets against 1.24%; 3.22% net interest margin against 3.07%.
13.23% CET1 capital ratio against 12.96%; 9.44% tier 1 leverage ratio against 9.07%.
Inside the full First Hawaiian Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Held-to-maturity securities carry unrealized losses worth 10–25% of book equity. Carried at amortized cost, they do not reduce reported capital, but they shrink the bank's true mark-to-market cushion if the securities ever have to be sold. BankRegReports analysis, HTM marks aren't a reported regulatory metric.
First Hawaiian Bank rankings
Its closest position to the top of a national ranking is 91 of 4,196, for total assets; its furthest is 1,322 of 2,134, for CET1 ratio.
Metric pages for First Hawaiian Bank: Uninsured deposits.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.90% (Q4 2024) to 1.32% (Q2 2026) and its net interest margin ran from 2.92% (Q3 2024) to 3.22% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.23% | 1.32% | 0.30% | 2.19% | 3.22% |
| Q1 2026 | 13.07% | 1.15% | 0.30% | 2.27% | 3.13% |
| Q4 2025 | 13.10% | 1.19% | 0.31% | 2.29% | 3.20% |
| Q3 2025 | 13.16% | 1.25% | 0.26% | 1.94% | 3.17% |
| Q2 2025 | 12.96% | 1.24% | 0.23% | 1.78% | 3.07% |
| Q1 2025 | 12.87% | 1.02% | 0.17% | 1.35% | 3.01% |
| Q4 2024 | 12.71% | 0.90% | 0.19% | 1.49% | 3.00% |
| Q3 2024 | 12.94% | 1.04% | 0.16% | 1.23% | 2.92% |
Swipe the table sideways to see every column.
Branch Network
View all 49 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Hawaiian Bank (main office) | Honolulu , HI | 96813 | $8.55B |
| Maite Banking Center Branch | Mongmong , GU | 96910 | $1.40B |
| Waikiki Banking Center | Honolulu , HI | 96815 | $602.8M |
| Kapiolani Banking Region | Honolulu , HI | 96814 | $502.3M |
| Kahului Banking Center | Kahului , HI | 96732 | $379.0M |
| Oleai Branch | Saipan , MP | 96950 | $376.7M |
| University Banking Center Branch | Honolulu , HI | 96826 | $373.9M |
| Kahala Banking Center | Honolulu , HI | 96816 | $353.3M |
| Moanalua Banking Center | Honolulu , HI | 96819 | $317.6M |
| Pearlridge Banking Region Branch | Aiea , HI | 96701 | $310.4M |
| Kona Banking Center | Kailua Kona , HI | 96740 | $309.8M |
| Makiki Banking Center | Honolulu , HI | 96814 | $304.4M |
| Hawaii Kai Branch | Honolulu , HI | 96825 | $284.5M |
| Kailua Banking Center | Kailua , HI | 96734 | $280.4M |
| Dededo Branch | Dededo , GU | 96929 | $279.1M |
| Hilo Branch | Hilo , HI | 96720 | $278.5M |
| Manoa Branch | Honolulu , HI | 96822 | $268.1M |
| Tamuning Branch | Tamuning , GU | 96913 | $265.5M |
| Mililani Banking Center | Mililani , HI | 96789 | $253.9M |
| Liliha Branch | Honolulu , HI | 96817 | $253.7M |
| Kaneohe Branch | Kaneohe , HI | 96744 | $247.6M |
| Aina Haina Banking Center | Honolulu , HI | 96821 | $239.9M |
| Kapahulu Branch | Honolulu , HI | 96815 | $236.8M |
| Kalihi Banking Center | Honolulu , HI | 96819 | $224.0M |
| Pearl City Branch | Pearl City , HI | 96782 | $212.3M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| July 1, 2005 | M&A | Acquired First Hawaiian Insurance, Inc. merger for the acquired bank | SEC |
| July 1, 2005 | Structure Change | Acquired First Hawaiian Insurance, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 1, 2004 | M&A | Acquired FH Center, Inc. merger for the acquired bank | SEC |
| May 1, 2004 | Structure Change | Acquired FH Center, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 8, 2004 | M&A | Acquired FHB Properties, Inc. merger for the acquired bank | SEC |
| March 8, 2004 | Structure Change | Acquired FHB Properties, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 14, 2000 | M&A | Acquired Standard Financial Corp. sale_of_assets for the acquired bank | SEC |
| April 14, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 14, 2000 | Structure Change | Acquired Standard Financial Corp. Sale of Assets for the acquired bank | FFIEC NIC |
| June 20, 1998 | M&A | Acquired First Hawaiian Creditcorp, Inc. merger for the acquired bank | SEC |
| June 20, 1998 | Structure Change | Acquired First Hawaiian Creditcorp, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 19, 1998 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 19, 1997 | M&A | Acquired Pioneer Federal Savings Bank merger for the acquired bank | SEC |
| April 19, 1997 | Structure Change | Acquired Pioneer Federal Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 18, 1997 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 3, 1992 | M&A | Acquired Eastwest Bank, N.A. failure_government_assistance_provided for the acquired bank | SEC |
| October 3, 1992 | Structure Change | Acquired Eastwest Bank, N.A. Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| October 2, 1992 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 15, 1992 | M&A | Acquired First Interstate Bank of Hawaii merger for the acquired bank | SEC |
| February 15, 1992 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 15, 1992 | Structure Change | Acquired First Interstate Bank of Hawaii Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 26, 1966 | Structure Change | Acquired Cooke Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 26, 1966 | M&A | Acquired Cooke Trust Company merger for the acquired bank | SEC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 23 events, scroll the table for the full history.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 31.2% of deposits in HI, rank 2 of 13 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 2,784 applications, 1,588 loans originated, $621.9M originated, across 2 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 9 loans, $630K approved, $70K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- 52 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- Not on file
- Enforcement actions, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about First Hawaiian Bank
What are First Hawaiian Bank's total assets?
As of the Q2 2026 filing, First Hawaiian Bank reported total assets of $23.65 billion in its FFIEC call report.
Where is First Hawaiian Bank headquartered?
It is headquartered in Honolulu, HI, United States.
When was First Hawaiian Bank founded?
It was established in 1858, per the FDIC institution directory.
Is First Hawaiian Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #17985). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Hawaiian Bank?
First Hawaiian Bank's primary federal regulator is the FDIC.
What is First Hawaiian Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 13.23% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does First Hawaiian Bank operate?
It operates 45 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First Hawaiian Bank's Texas Ratio?
Its Texas Ratio is 2.19% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was First Hawaiian Bank previously called?
The charter now named First Hawaiian Bank has also operated as First National Bank of Hawaii (1960), per FDIC structure-change records.
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