Profitability
US Banks with Highest Return on Assets (ROA)
#1 Return on Assets (ROA):TIAA TRUST, NATIONAL ASSOCIATION — 95.42%. Return on Assets (ROA) measures net income divided by average total assets — the single most-watched US banking profitability metric.
| # | Bank | HQ | US Banks with … | Total Assets ($K) |
|---|---|---|---|---|
| 1 | TIAA TRUST, NATIONAL ASSOCIATION | CHARLOTTE, NC | 95.42% | 308,714.0 |
| 2 | CAPITAL BANK AND TRUST COMPANY | IRVINE, CA | 78.79% | 191,417.0 |
| 3 | GOLDMAN SACHS TRUST COMPANY, NATIONAL ASSOCIATION, THE | WILMINGTON, DE | 66.02% | 138,413.0 |
| 4 | SEI PRIVATE TRUST COMPANY | OAKS, PA | 43.55% | 241,350.0 |
| 5 | SQUARE FINANCIAL SERVICES, INC. | SALT LAKE CITY, UT | 37.94% | 1,694,247.0 |
| 6 | NORTHWESTERN MUTUAL WEALTH MANAGEMENT COMPANY | MILWAUKEE, WI | 33.19% | 465,274.0 |
| 7 | BLACKROCK INSTITUTIONAL TRUST COMPANY, NATIONAL ASSOCIATION | SAN FRANCISCO, CA | 30.54% | 4,820,183.0 |
| 8 | COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION | CANTON, MA | 29.28% | 1,095,378.0 |
| 9 | CREDIT ONE BANK, NATIONAL ASSOCIATION | LAS VEGAS, NV | 21.13% | 1,966,557.0 |
| 10 | NATIONWIDE TRUST COMPANY, FSB | COLUMBUS, OH | 18.91% | 166,878.0 |
| 11 | SYNOVUS TRUST COMPANY, NATIONAL ASSOCIATION | COLUMBUS, GA | 18.89% | 168,788.0 |
| 12 | BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION, THE | LOS ANGELES, CA | 17.66% | 1,351,491.0 |
| 13 | DEUTSCHE BANK TRUST COMPANY, NATIONAL ASSOCIATION | NEW YORK, NY | 17.17% | 165,875.0 |
| 14 | CIBC NATIONAL TRUST COMPANY | ATLANTA, GA | 16.39% | 397,240.0 |
| 15 | COMMUNITY BANK | ALVA, OK | 13.70% | 133,307.0 |
| 16 | EDWARD JONES TRUST COMPANY | SAINT LOUIS, MO | 13.05% | 150,710.0 |
| 17 | TITAN BANK, N.A. | MINERAL WELLS, TX | 12.21% | 819,886.0 |
| 18 | U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION | PORTLAND, OR | 11.84% | 2,788,628.0 |
| 19 | FIRST ELECTRONIC BANK | SALT LAKE CITY, UT | 11.36% | 482,146.0 |
| 20 | HAVERFORD TRUST COMPANY, THE | RADNOR, PA | 10.21% | 174,139.0 |
| 21 | U.S. BANK TRUST NATIONAL ASSOCIATION SD | SIOUX FALLS, SD | 10.03% | 184,788.0 |
| 22 | U.S. BANK TRUST NATIONAL ASSOCIATION | WILMINGTON, DE | 8.40% | 906,490.0 |
| 23 | ANCHORAGE DIGITAL BANK NATIONAL ASSOCIATION | SIOUX FALLS, SD | 7.75% | 942,308.0 |
| 24 | GLENMEDE TRUST COMPANY, NATIONAL ASSOCIATION, THE | PHILADELPHIA, PA | 7.69% | 207,130.0 |
| 25 | GRASSHOPPER BANK, N.A. | NEW YORK, NY | 6.89% | 1,583,044.0 |
| 26 | ENTERPRISE BANK OF SOUTH CAROLINA | EHRHARDT, SC | 6.85% | 491,150.0 |
| 27 | PBT BANCORP | HAZARD, KY | 6.64% | 379,360.0 |
| 28 | FIRST CREDIT BANK | WEST HOLLYWOOD, CA | 6.57% | 500,519.0 |
| 29 | COLUMN NATIONAL ASSOCIATION | CHICO, CA | 6.49% | 849,895.0 |
| 30 | PITNEY BOWES BANK INC., THE | SALT LAKE CITY, UT | 6.40% | 805,554.0 |
| 31 | BNY MELLON TRUST OF DELAWARE | WILMINGTON, DE | 6.03% | 241,941.0 |
| 32 | SUTTON BANK | ATTICA, OH | 5.36% | 1,585,129.0 |
| 33 | WINTRUST PRIVATE TRUST COMPANY, NATIONAL ASSOCIATION | LAKE FOREST, IL | 5.30% | 135,591.0 |
| 34 | CAPITAL COMMUNITY BANK | PROVO, UT | 5.25% | 1,428,530.0 |
| 35 | JOHN DEERE FINANCIAL, F.S.B. | MIDDLETON, WI | 5.17% | 3,397,348.0 |
| 36 | KENDALL BANK | OVERLAND PARK, KS | 5.05% | 213,389.0 |
| 37 | NoneNone | 4.70% | 125,335.0 | |
| 38 | AMERICAN INTERSTATE BANK | ELKHORN, NE | 4.65% | 134,170.0 |
| 39 | FWBANK | CHICAGO, IL | 4.62% | 191,710.0 |
| 40 | BANK OF HYDRO | HYDRO, OK | 4.61% | 167,849.0 |
| 41 | NoneNone | 4.56% | 144,967.0 | |
| 42 | FIRST NATIONAL BANK OF SPARTA, THE | SPARTA, IL | 4.52% | 112,087.0 |
| 43 | FSNB, NATIONAL ASSOCIATION | LAWTON, OK | 4.52% | 478,802.0 |
| 44 | WEBBANK | SALT LAKE CITY, UT | 4.51% | 2,940,956.0 |
| 45 | WEX BANK | SANDY, UT | 4.47% | 8,449,841.0 |
| 46 | CELTIC BANK CORPORATION | SALT LAKE CITY, UT | 4.45% | 4,792,448.0 |
| 47 | FREEDOM BANK, INC. | PHILIPPI, WV | 4.40% | 422,265.0 |
| 48 | BANK MICHIGAN | BROOKLYN, MI | 4.40% | 153,545.0 |
| 49 | EAGLEMARK SAVINGS BANK | RENO, NV | 4.40% | 743,751.0 |
| 50 | COUNTY BANK | REHOBOTH BEACH, DE | 4.23% | 665,500.0 |
| 51 | FIRSTAR BANK | SALLISAW, OK | 4.14% | 1,109,740.0 |
| 52 | STAFFORD SAVINGS BANK | STAFFORD SPRINGS, CT | 4.09% | 475,408.0 |
| 53 | CENLAR FSB | EWING, NJ | 4.07% | 899,183.0 |
| 54 | LUMINATE BANK | MINNEAPOLIS, MN | 3.95% | 511,047.0 |
| 55 | GULF COAST BUSINESS BANK | FORT MYERS, FL | 3.88% | 181,141.0 |
| 56 | WELLS FARGO DELAWARE TRUST COMPANY, NATIONAL ASSOCIATION | WILMINGTON, DE | 3.86% | 237,696.0 |
| 57 | CITIZENS FIRST NATIONAL BANK | STORM LAKE, IA | 3.75% | 260,221.0 |
| 58 | BANK OF MILAN, THE | MILAN, TN | 3.75% | 111,682.0 |
| 59 | PRINCEVILLE STATE BANK | PRINCEVILLE, IL | 3.75% | 120,998.0 |
| 60 | FIRST SOUTHERN NATIONAL BANK | LANCASTER, KY | 3.73% | 1,257,558.0 |
| 61 | SOLON STATE BANK | SOLON, IA | 3.69% | 125,699.0 |
| 62 | BESSEMER TRUST COMPANY, N.A. | NEW YORK, NY | 3.68% | 6,423,778.0 |
| 63 | CEDAR RAPIDS BANK AND TRUST COMPANY | CEDAR RAPIDS, IA | 3.64% | 2,870,944.0 |
| 64 | SALLIE MAE BANK | SALT LAKE CITY, UT | 3.61% | 29,734,290.0 |
| 65 | AMERICAN EXPRESS NATIONAL BANK | SANDY, UT | 3.59% | 211,275,193.0 |
| 66 | VALLEY BANK OF COMMERCE | ROSWELL, NM | 3.59% | 291,390.0 |
| 67 | NEWFIRST NATIONAL BANK | EL CAMPO, TX | 3.58% | 944,404.0 |
| 68 | PEOPLES BANK | MENDENHALL, MS | 3.53% | 484,585.0 |
| 69 | FIRST BANK ELK RIVER | ELK RIVER, MN | 3.51% | 363,871.0 |
| 70 | DOUGLAS NATIONAL BANK | DOUGLAS, GA | 3.50% | 324,628.0 |
| 71 | ROCKPOINTBANK, NATIONAL ASSOCIATION | CHATTANOOGA, TN | 3.50% | 344,509.0 |
| 72 | STATE BANK OF TEXAS | IRVING, TX | 3.46% | 2,772,872.0 |
| 73 | INTERBANK | OKLAHOMA CITY, OK | 3.44% | 5,450,745.0 |
| 74 | IDAHO TRUST BANK | BOISE, ID | 3.42% | 243,448.0 |
| 75 | EVOLVE BANK & TRUST | WEST MEMPHIS, AR | 3.35% | 1,286,556.0 |
| 76 | CUMBERLAND SECURITY BANK, INC. | SOMERSET, KY | 3.35% | 427,367.0 |
| 77 | PLAINS STATE BANK | HUMBLE, TX | 3.34% | 882,402.0 |
| 78 | TWIN RIVER BANK | LEWISTON, ID | 3.27% | 167,703.0 |
| 79 | COMENITY BANK | WILMINGTON, DE | 3.27% | 7,760,444.0 |
| 80 | PRIMIS BANK | TAPPAHANNOCK, VA | 3.26% | 4,029,759.0 |
| 81 | WAGGONER NATIONAL BANK OF VERNON, THE | VERNON, TX | 3.24% | 343,198.0 |
| 82 | FIRST BANK OF OWASSO | OWASSO, OK | 3.24% | 584,463.0 |
| 83 | FIRST BANK | ERICK, OK | 3.24% | 110,092.0 |
| 84 | FIRST BANK KANSAS | SALINA, KS | 3.23% | 594,357.0 |
| 85 | CROWN BANK | ELIZABETH, NJ | 3.21% | 628,954.0 |
| 86 | STIFEL TRUST COMPANY NATIONAL ASSOCIATION | SAINT LOUIS, MO | 3.21% | 924,891.0 |
| 87 | NORTHEAST GEORGIA BANK | LAVONIA, GA | 3.20% | 651,699.0 |
| 88 | WESTERN COMMERCE BANK | CARLSBAD, NM | 3.19% | 866,586.0 |
| 89 | SUNMARK COMMUNITY BANK | PERRY, GA | 3.18% | 398,584.0 |
| 90 | BURLING BANK | CHICAGO, IL | 3.12% | 198,921.0 |
| 91 | FNB PICAYUNE BANK | PICAYUNE, MS | 3.12% | 281,929.0 |
| 92 | COMMUNITY BANK | LONGVIEW, TX | 3.10% | 310,210.0 |
| 93 | MAVERICK BANK | FORT DAVIS, TX | 3.10% | 467,683.0 |
| 94 | SPRING VALLEY BANK | WYOMING, OH | 3.09% | 117,990.0 |
| 95 | FIRST NATIONAL BANK OF TOM BEAN, THE | TOM BEAN, TX | 3.08% | 149,656.0 |
| 96 | NoneNone | 3.08% | 189,640.0 | |
| 97 | BANK OF ALMA | ALMA, WI | 3.07% | 334,062.0 |
| 98 | AMERIPRISE BANK, FSB | MINNEAPOLIS, MN | 3.06% | 25,314,311.0 |
| 99 | FIRST NATIONAL BANK OF HUGHES SPRINGS, THE | HUGHES SPRINGS, TX | 3.03% | 316,484.0 |
| 100 | MAGNOLIA STATE BANK | EASTMAN, GA | 3.02% | 197,887.0 |
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All data sourced from the most recent FFIEC call report filings, refreshed quarterly within 48 hours of FFIEC release. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.
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