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Profitability · Illinois

US Banks with Highest Return on Assets (ROA) in Illinois

Ranked among banks headquartered in Illinois. Re-ranked 1-100 within the state from the same national ranking population.

#1 Return on Assets (ROA): WINTRUST PRIVATE TRUST COMPANY, NATIONAL ASSOCIATION — 4.40% . Return on Assets (ROA) measures net income divided by average total assets — the single most-watched US banking profitability metric.

Ranked: 280 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Wintrust Private Trust Company, N.A. Lake Forest , IL 4.40% $136.7M
2 Central State Bank Clayton , IL 3.42% $178.1M
3 Grundy Bank Morris , IL 3.38% $374.7M
4 Town and Country Bank Midwest Quincy , IL 3.28% $286.6M
5 Municipal Trust and Savings Bank Bourbonnais , IL 3.07% $363.0M
6 The Gifford State Bank Gifford , IL 3.05% $189.6M
7 First State Bank of Beecher City Beecher City , IL 2.54% $113.5M
8 Goodfield State Bank Goodfield , IL 2.52% $284.2M
9 Burling Bank Chicago , IL 2.51% $237.8M
10 Byron Bank Byron , IL 2.47% $368.0M
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11 Servbank, N.A. Oswego , IL 2.42% $1.72B
12 Farmers State Bank of Alto Pass, ILL. Alto Pass , IL 2.33% $356.7M
13 Village Bank & Trust, N.A. Arlington Heights , IL 2.29% $3.47B
14 Union National Bank Elgin , IL 2.26% $409.1M
15 Community First Bank of the Heartland Mount Vernon , IL 2.22% $270.1M
16 Frederick Community Bank, the Paxton , IL 2.17% $197.6M
17 Germantown Trust & Savings Bank Breese , IL 2.12% $519.0M
18 State Street Bank and Trust Company Quincy , IL 2.12% $351.9M
19 First Eagle Bank Chicago , IL 2.03% $623.5M
20 First Federal Savings Bank of Champaign-urbana Champaign , IL 1.99% $202.0M
21 Wintrust Bank, N.A. Chicago , IL 1.98% $9.28B
22 Peoples Bank & Trust Pana , IL 1.97% $611.5M
23 Bankchampaign, N.A. Champaign , IL 1.95% $256.6M
24 Beverly Bank & Trust Company, N.A. Chicago , IL 1.93% $2.66B
25 Schaumburg Bank & Trust Company, N.A. Schaumburg , IL 1.89% $2.39B
26 First Bank and Trust Company of Illinois Palatine , IL 1.89% $221.5M
27 Time Bank Park Ridge , IL 1.88% $730.6M
28 Bank of Rantoul Rantoul , IL 1.87% $283.6M
29 Trustbank Olney , IL 1.85% $636.3M
30 Bank of O'fallon O'Fallon , IL 1.82% $377.3M
31 First National Bank of Steeleville Steeleville , IL 1.82% $279.4M
32 Great Rivers Bank Barry , IL 1.81% $196.2M
33 First National Bank of Pana Pana , IL 1.78% $405.1M
34 Casey State Bank Casey , IL 1.77% $506.4M
35 Lake Forest Bank & Trust Company, N.A. Lake Forest , IL 1.76% $9.00B
36 First National Bank of Arenzville, the Arenzville , IL 1.75% $157.6M
37 Vermilion Valley Bank Piper City , IL 1.75% $193.7M
38 Fcb Banks Collinsville , IL 1.74% $2.61B
39 First Community Bank and Trust Beecher , IL 1.72% $202.5M
40 Community Bank of Trenton Trenton , IL 1.72% $125.9M
41 Iroquois Farmers State Bank Iroquois , IL 1.71% $167.5M
42 International Bank of Chicago Chicago , IL 1.70% $986.6M
43 Legence Bank Eldorado , IL 1.69% $648.3M
44 Grand Ridge National Bank Wheaton , IL 1.67% $427.5M
45 Morton Community Bank Morton , IL 1.66% $5.28B
46 Rushville State Bank Rushville , IL 1.65% $132.9M
47 First Trust and Savings Bank of Watseka, the Watseka , IL 1.65% $333.4M
48 Lakeside Bank Chicago , IL 1.65% $2.86B
49 Peoples National Bank, N.A. Mount Vernon , IL 1.64% $2.01B
50 Federated Bank Onarga , IL 1.63% $134.6M
51 Teutopolis State Bank Teutopolis , IL 1.63% $357.1M
52 1st Equity Bank Skokie , IL 1.62% $126.5M
53 Wheaton Bank & Trust Company, N.A. Wheaton , IL 1.62% $4.46B
54 First State Bank and Trust Monticello , IL 1.62% $507.0M
55 Byline Bank Chicago , IL 1.62% $9.89B
56 First National Bank of Brookfield Brookfield , IL 1.62% $428.0M
57 First National Bank of Sparta, the Sparta , IL 1.61% $114.2M
58 Providence Bank & Trust South Holland , IL 1.61% $1.56B
59 Eagle Valley Bank Griggsville , IL 1.61% $229.7M
60 Old Second National Bank Aurora , IL 1.61% $6.85B
61 Fisher National Bank, the Fisher , IL 1.60% $369.3M
62 West Central Bank Ashland , IL 1.60% $237.9M
63 Farmers National Bank of Griggsville Griggsville , IL 1.59% $154.6M
64 Liberty Bank Liberty , IL 1.59% $192.4M
65 Signature Bank Rosemont , IL 1.59% $1.95B
66 Petefish, Skiles & Company Virginia , IL 1.57% $502.5M
67 Citizens State Bank Lena , IL 1.55% $449.2M
68 Community Bank Winslow , IL 1.55% $304.1M
69 Shelby County State Bank Shelbyville , IL 1.54% $361.1M
70 State Bank of the Lakes, N.A. Antioch , IL 1.54% $2.69B
71 Farmers and Merchants National Bank of Nashville, the Nashville , IL 1.53% $280.0M
72 Republic Bank of Chicago Oak Brook , IL 1.53% $2.54B
73 Ipava State Bank Lewistown , IL 1.53% $215.1M
74 First State Bank of Campbell Hill Campbell Hill , IL 1.52% $161.0M
75 Crystal Lake Bank & Trust Company, N.A. Crystal Lake , IL 1.52% $2.15B
76 Longview Bank Ogden , IL 1.51% $680.4M
77 First American Bank Elk Grove Village , IL 1.51% $8.22B
78 Buena Vista National Bank Chester , IL 1.51% $336.5M
79 Anderson State Bank Oneida , IL 1.50% $107.4M
80 Warren-boynton State Bank New Berlin , IL 1.50% $237.6M
81 Apple River State Bank Apple River , IL 1.49% $630.2M
82 Crossroads Bank Effingham , IL 1.48% $239.8M
83 Northbrook Bank & Trust Company, N.A. Northbrook , IL 1.47% $6.81B
84 Bradford National Bank of Greenville, the Greenville , IL 1.47% $740.2M
85 Farmers State Bank & Trust CO. Mount Sterling , IL 1.47% $131.0M
86 Libertyville Bank & Trust Company, N.A. Libertyville , IL 1.47% $3.15B
87 American Community Bank & Trust Woodstock , IL 1.46% $1.17B
88 Peoples State Bank of Newton, Illinois, the Newton , IL 1.46% $728.5M
89 Home State BANK/N.A. Crystal Lake , IL 1.45% $778.1M
90 Princeville State Bank Princeville , IL 1.45% $120.4M
91 Hinsdale Bank & Trust Company, N.A. Hinsdale , IL 1.45% $6.50B
92 Citizens National Bank of Albion Albion , IL 1.45% $353.4M
93 Clay City Banking CO., the Clay City , IL 1.45% $256.2M
94 Prairie State Bank & Trust Springfield , IL 1.43% $806.4M
95 Holcomb Bank Rochelle , IL 1.43% $314.1M
96 Bank of Pontiac Pontiac , IL 1.42% $1.20B
97 Belmont Bank & Trust Company Chicago , IL 1.41% $1.03B
98 Brickyard Bank Lincolnwood , IL 1.41% $165.8M
99 Heritage Bank of Schaumburg Schaumburg , IL 1.41% $150.1M
100 Exchange State Bank Lanark , IL 1.39% $112.3M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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