Rushville State Bank
BankRegReports is independent of Rushville State Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Rushville State Bank is an FDIC-insured commercial bank headquartered in Rushville, IL, established in 1890 (FDIC certificate 9265), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $134.8M, up 8.9% from Q2 2025, the 238th largest of 319 banks headquartered in Illinois. It reports no CET1 ratio; its Tier 1 leverage ratio was 14.32% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 9265
- Headquarters
- Rushville, IL
- Established
- 1890
- Total assets, Q2 2026
- $134.8M
- Assets vs Q2 2025
- +8.9%
- Tier 1 leverage ratio, Q2 2026
- 14.32%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 071105866
- Latest call report
- Q2 2026, FFIEC 051 · Rushville State Bank call report
- Holding company
- RUSHVILLE BANCSHARES, INC.
- Asset rank in state
- 238th of 319 in Illinois
Rushville State Bank, based in Rushville, Illinois, reported $135 million in assets at June 30, 2026, up 8.9% from a year earlier. It pays an average of 1.00% on its deposits and borrowings, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 1.80%). It also funds 14.32% of its assets with Tier 1 capital, higher than about three-quarters of banks its size (median 10.99%).
Paper losses on its bond portfolio are shrinking: unrealized losses of $6.4 million equal 31% of Tier 1 capital, down from 44% a year earlier. Net income for the quarter rose 25% from a year earlier, to $603,000. Its margin is thin by comparison: it keeps 3.30 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.95 cents).
As of June 30, 2026, Rushville State Bank reported a return on assets of 1.71%, a nonperforming-loan ratio of 0.19% and a Texas ratio of 0.74%. The figures come from its call report filed with the FFIEC.
Of the 319 banks headquartered in Illinois, Rushville State Bank is the 238th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 1.4% to $134.8M, loans fell 1.9% and deposits rose 1.4%. Its loan book on June 30, 2026 was led by farmland and other real estate loans, at 49.0% of total loans, followed by commercial and industrial loans at 24.4%. Its one office in the FDIC Summary of Deposits is in Rushville, IL. By the capital ratios in its Q2 2026 call report, Rushville State Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 100 E Lafayette St, Rushville, IL 62681
- County
- Schuyler
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 1, 1890
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 14
- Domestic deposits
- $118.9M
- Allowance for credit losses
- $649K
- Net charge-offs (YTD)
- $0
- Average total assets
- $141.4M
- Average total loans
- $57.2M
- Average interest-bearing deposits
- $91.8M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 9265
- Fed RSSD
- 49148
- Parent Holding Company
- RUSHVILLE BANCSHARES, INC. (RSSD 1208652)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Rushville State Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Rushville State Bank's total assets moved between a low of $116.1M (Q3 2023) and a high of $134.8M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$134.8M total assets against $123.8M; $120.8M total liabilities against $112.9M.
$56.0M net loans and leases against $54.7M; $118.9M total deposits against $111.1M.
$51.7M securities against $53.2M; $22.8M cash and balances due against $11.7M.
$1.4M total interest income against $1.3M; $297K total interest expense against $289K.
$1.1M net interest income against $990K.
$167K total noninterest income against $127K; $640K total noninterest expense against $629K.
No provision recorded in the last 12 quarters.
$603K net income against $481K.
1.71% return on assets against 1.44%; 3.30% net interest margin against 3.20%.
14.32% tier 1 leverage ratio against 14.25%.
Inside the full Rushville State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeRushville State Bank rankings
Its closest position to the top of a national ranking is 777 of 3,606, for efficiency ratio; its furthest is 3,415 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.18% (Q4 2024) to 1.71% (Q2 2026) and its net interest margin ran from 2.94% (Q3 2024) to 3.30% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.32% | 1.71% | 0.19% | 0.74% | 3.30% |
| Q1 2026 | 14.26% | 1.65% | 0.20% | 0.79% | 3.22% |
| Q4 2025 | 14.34% | 1.39% | 0.22% | 0.87% | 3.30% |
| Q3 2025 | 14.44% | 1.43% | 0.28% | 1.17% | 3.25% |
| Q2 2025 | 14.25% | 1.44% | 0.31% | 1.48% | 3.20% |
| Q1 2025 | 14.39% | 1.38% | 0.32% | 1.54% | 3.05% |
| Q4 2024 | 14.43% | 1.18% | 0.36% | 1.79% | 3.04% |
| Q3 2024 | 14.27% | 1.21% | 0.43% | 1.78% | 2.94% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Rushville State Bank (main office) | Rushville , IL | 62681 | $118.9M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| May 6, 1952 | Structure Change | Acquired Camden State Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IL, rank 278 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Rushville State Bank’s latest filed figures and updates each quarter.
Similar banks
Compare Rushville State Bank with peers
Frequently asked about Rushville State Bank
What are Rushville State Bank's total assets?
As of the Q2 2026 filing, Rushville State Bank reported total assets of $134.8 million in its FFIEC call report.
Where is Rushville State Bank headquartered?
It is headquartered in Rushville, IL, United States.
When was Rushville State Bank founded?
It was established in 1890, per the FDIC institution directory.
Is Rushville State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #9265). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Rushville State Bank?
Rushville State Bank's primary federal regulator is the Federal Reserve.
How many branches does Rushville State Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Rushville State Bank's Texas Ratio?
Its Texas Ratio is 0.74% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Rushville State Bank.
Get an email when Rushville State Bank files its next call report, and benchmark it against any peer you choose.
Unlock Rushville State Bank, freeFree account