Litchfield National Bank, the
Litchfield National Bank, the is an FDIC-insured commercial bank. The Q1 2026 balance sheet stands at $143M in assets, including $83M in loans. Profitability tracks the broader industry — ROA 0.85%, ROE 11.19%, NIM 3.02%. Regulatory capital is solid — 15.76% CET1 and 16.85% total risk-based capital ratio. Credit metrics are in line with industry norms — 0.77% NPL ratio. 2 branches make up the footprint.
Headquarters Profile
- Address
- 316 N State St, LITCHFIELD, IL 62056
- County
- Montgomery
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- Fed District
- 9
- Established
- May 1, 1907
- Branches
- 2 domestic
- Employees (FTE)
- 25
- FDIC Cert
- 3808
- Fed RSSD
- 372444
- Website
- www.ibanklnb.com →
- Parent Holding Company
- LITCHFIELD BANCSHARES COMPANY (RSSD 1248489)
Capital & Liquidity
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Litchfield National Bank, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Litchfield National Bank, the
What are Litchfield National Bank, the's total assets?
As of the Q1 2026 filing, Litchfield National Bank, the reported total assets of $142.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Litchfield National Bank, the headquartered?
Litchfield National Bank, the is headquartered in LITCHFIELD, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Litchfield National Bank, the founded?
Litchfield National Bank, the was established in 1907, per the FDIC institution directory.
Is Litchfield National Bank, the FDIC-insured?
Yes. Litchfield National Bank, the is an FDIC-insured commercial bank (FDIC Certificate #3808). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Litchfield National Bank, the?
Litchfield National Bank, the's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Litchfield National Bank, the's CET1 capital ratio?
Litchfield National Bank, the reported a Common Equity Tier 1 (CET1) capital ratio of 15.76% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Litchfield National Bank, the operate?
Litchfield National Bank, the operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Litchfield National Bank, the's Texas Ratio?
Litchfield National Bank, the's Texas Ratio is 8.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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