FR Y-9C filing requirements and deadlines

The FR Y-9 family at a glance

Four Federal Reserve reports cover holding companies. Which ones a company files depends mainly on its size. Due dates count calendar days from the reporting date.

Source: the Federal Reserve's reporting-form pages and instruction books for the FR Y-9C, FR Y-9LP, FR Y-9SP and FR Y-15, checked October 8, 2026.

Who files the FR Y-9C

Bank holding companies, savings and loan holding companies, U.S. intermediate holding companies and securities holding companies file the FR Y-9C when their total consolidated assets reach $3 billion.

• Top tier only. When holding companies own one another, the top-tier company files the FR Y-9C for the whole organization. Each lower-tier holding company files its own FR Y-9LP.
• Under $3 billion. A smaller holding company files the parent-only FR Y-9SP twice a year. A Federal Reserve Bank can still require the FR Y-9C and FR Y-9LP from a smaller company that has significant nonbank or off-balance-sheet activity, or registered debt or equity securities outstanding.
• The line has moved. The filing threshold was $150 million until the March 2006 report, then $500 million, $1 billion from March 2015, and $3 billion from September 2018.
• Crossing it. A top-tier company with $3 billion or more as of June 30 starts filing the FR Y-9C and FR Y-9LP with the March report of the following year. A company that stays under $3 billion for four consecutive quarters may return to the FR Y-9SP.
• Exemptions. Some holding companies do not file, including certain savings and loan holding companies and qualifying foreign banking organizations that control a U.S. bank. The instruction book lists them.

When the reports are due

The next due dates for each report, by reporting date:

A deadline that falls on a weekend moves to the next Monday. These dates do not apply federal holidays, so one can be a business day earlier than the Federal Reserve observes. The Federal Reserve grants no extensions. For bank deadlines, see the Call Report filing schedule.

FR Y-9C vs the Call Report

The two reports follow the same logic, a balance sheet, an income statement and supporting schedules, but they describe different entities. A bank's Call Report covers the insured bank. The FR Y-9C covers the company that owns it.

For a standalone community bank the two reports nearly match. They diverge when the parent owns nonbank subsidiaries, such as a broker-dealer or an insurance agency, which the FR Y-9C includes and the bank's Call Report does not, or when the parent has issued debt of its own.

How to look up a holding company

• By company: the holding company index ranks the largest U.S. bank holding companies by consolidated assets from their FR Y-9C filings. Each company's page shows its consolidated financials and the entities it owns.
• From a bank: open the bank in the bank directory. If it has a parent holding company, its profile links to it, so you can move between the bank's Call Report figures and the consolidated picture.
• By identifier: holding companies carry an RSSD ID rather than an FDIC certificate. See bank identifiers explained.

Frequently asked questions

What is the FR Y-9C?

The FR Y-9C is the Consolidated Financial Statements for Holding Companies, the quarterly report that gives the Federal Reserve a balance sheet, an income statement, and supporting schedules for a holding company and all of its subsidiaries combined, bank and nonbank. Bank holding companies, savings and loan holding companies, U.S. intermediate holding companies, and securities holding companies file it.

Who has to file the FR Y-9C?

Holding companies with total consolidated assets of $3 billion or more. When holding companies own one another, only the top-tier company files for the whole organization. A Federal Reserve Bank can also require a smaller holding company to file it, for example one with significant nonbank activities or registered securities outstanding. Holding companies under $3 billion otherwise file the FR Y-9SP.

When is the FR Y-9C due?

40 calendar days after the March 31, June 30, and September 30 as-of dates, and 45 calendar days after December 31. The June 30 report is due August 9 and the December 31 report is due February 14. A deadline that falls on a weekend or holiday moves to the next business day, and the Federal Reserve grants no extensions.

What is the difference between the FR Y-9C and the Call Report?

The Call Report covers one insured bank and is filed through the FFIEC. The FR Y-9C covers the holding company and every subsidiary, bank and nonbank, on a consolidated basis, and is filed with the Federal Reserve. Every FDIC-insured bank files a Call Report whatever its size, generally 30 days after quarter-end; the FR Y-9C starts at $3 billion in holding company assets and is due 40 or 45 days after quarter-end.

What are the FR Y-9LP, FR Y-9SP, and FR Y-15?

The FR Y-9LP is the parent-company-only report that each holding company filing the FR Y-9C also files, quarterly. The FR Y-9SP is the parent-only report for holding companies under $3 billion, filed semiannually as of June 30 and December 31. The FR Y-15 is the Systemic Risk Report, filed quarterly by U.S. holding companies with $100 billion or more in assets, foreign banking organizations with $100 billion or more in combined U.S. assets, and U.S. global systemically important banks.

Is the FR Y-9C public?

Largely, yes. The Federal Reserve publishes the data in the Federal Reserve Bulletin and in the Uniform Bank Holding Company Performance Report, and states that, with certain exceptions, the microdata are public information.

How do I look up a holding company's FR Y-9C data?

Open the BankRegReports holding company index, which ranks the largest U.S. bank holding companies by consolidated assets, then open a company's page for its consolidated Y-9C figures and the entities it owns. To start from a bank, open the bank's profile, which links to its parent holding company.

Keep reading

• What is a Call Report? The bank-level filing the FR Y-9C builds on.
• What is the FR Y-9C? A longer guide to the schedules and how analysts use them.
• Call Report filing schedule: bank deadlines and where the current quarter stands.
• Banking metrics glossary: definitions and formulas for the ratios built from these filings.
• The NCUA 5300 Call Report, the credit union counterpart.