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Capital

US Banks with Highest CET1 Capital Ratio

#1 CET1 Capital Ratio: WELLS FARGO DELAWARE TRUST COMPANY, NATIONAL ASSOCIATION — 493.11% . The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

Ranked: 2,434 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Wells Fargo Delaware Trust Company, N.A. Wilmington , DE 493.11% $239.5M
2 U.S. Bank Trust N.A. Wilmington , DE 486.56% $929.7M
3 U.S. Bank Trust N.A. Sd Sioux Falls , SD 475.17% $189.9M
4 Wintrust Private Trust Company, N.A. Lake Forest , IL 465.00% $136.7M
5 Tiaa Trust, N.A. Charlotte , NC 406.90% $238.6M
6 U.S. Bank Trust Company, N.A. Portland , OR 404.56% $2.90B
7 Wells Fargo Trust Company, N.A. Ogden , UT 382.40% $1.32B
8 Sei Private Trust Company Oaks , PA 368.53% $230.6M
9 Edward Jones Trust Company Saint Louis , MO 344.57% $155.6M
10 Bank of New York Mellon Trust Company, N.A., the Los Angeles , CA 328.65% $1.39B
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11 Wilmington Trust, N.A. Wilmington , DE 273.94% $759.5M
12 Comerica Bank & Trust, N.A. Ann Arbor , MI 267.22% $125.3M
13 Goldman Sachs Trust Company, N.A., the Wilmington , DE 249.94% $165.4M
14 Capital Bank and Trust Company Irvine , CA 177.63% $226.4M
15 Colonial Savings, Fa Fort Worth , TX 174.41% $527.9M
16 Bny Mellon Trust of Delaware Wilmington , DE 173.99% $252.8M
17 Computershare Trust Company, N.A. Canton , MA 170.77% $1.13B
18 Cibc National Trust Company Atlanta , GA 165.78% $398.5M
19 Btg Pactual Bank, N.A. New York , NY 155.00% $892.5M
20 Vanguard National Trust Company, N.A. Malvern , PA 154.11% $247.2M
21 Fidelity State Bank and Trust Company, the Dodge City , KS 152.49% $199.6M
22 Monet Bank Plano , TX 145.04% $3.17B
23 Blackrock Institutional Trust Company, N.A. San Francisco , CA 138.69% $4.52B
24 Nationwide Trust Company, FSB Columbus , OH 135.38% $166.3M
25 Synovus Trust Company, N.A. Columbus , GA 116.30% $150.9M
26 First Electronic Bank Salt Lake City , UT 115.23% $429.3M
27 Mizuho Bank (usa) New York , NY 113.99% $4.05B
28 Square Financial Services, INC. Salt Lake City , UT 99.84% $1.80B
29 Berkshire Bank, the New York , NY 87.99% $542.3M
30 First National Bank of Mertzon, the Mertzon , TX 84.55% $504.9M
31 Glenmede Trust Company, N.A., the Philadelphia , PA 80.74% $200.1M
32 Charles Schwab Trust Bank Westlake , TX 79.59% $10.42B
33 Wells Fargo Bank South Central, N.A. Houston , TX 75.99% $2.70B
34 Applied Bank Wilmington , DE 72.18% $258.1M
35 Natbank, N.A. Hollywood , FL 63.45% $291.9M
36 Liberty Bank for Savings Chicago , IL 60.27% $857.6M
37 Wells Fargo National Bank West Las Vegas , NV 59.16% $9.03B
38 First State Bank Socorro , NM 57.67% $185.7M
39 Deutsche Bank Trust Company Americas New York , NY 56.66% $39.74B
40 Thrivent Bank Salt Lake City , UT 55.81% $967.1M
41 Bessemer Trust Company Woodbridge , NJ 55.30% $1.79B
42 Stifel Trust Company Delaware, N.A. Greenville , DE 54.64% $342.8M
43 The Farmers Savings Bank Spencer , OH 53.31% $293.1M
44 El Dorado Savings Bank, F.S.B. Placerville , CA 53.17% $2.47B
45 Beal Bank USA Las Vegas , NV 52.82% $13.03B
46 First Credit Bank West Hollywood , CA 52.65% $504.7M
47 Columbus State Bank Columbus , TX 50.75% $337.9M
48 Bank of the Federated States of Micronesia Pohnpei None 49.00% $264.6M
49 Depository Trust Company, the Brooklyn , NY 47.89% $7.96B
50 Farmers Building and Savings Bank Rochester , PA 47.71% $121.9M
51 Greene County Commercial Bank Catskill , NY 46.42% $1.41B
52 Chain Bridge Bank, N.A. Mc Lean , VA 46.12% $1.92B
53 Sewickley Savings Bank Sewickley , PA 46.03% $320.0M
54 Stifel Trust Company N.A. Saint Louis , MO 45.22% $926.1M
55 Catalyst Bank Opelousas , LA 44.29% $285.3M
56 RBC Bank (georgia), N.A. Atlanta , GA 43.93% $8.79B
57 Peoples National Bank of Checotah, the Checotah , OK 43.31% $172.5M
58 Cenlar FSB Ewing , NJ 43.22% $864.5M
59 First Federal Savings and Loan Association of Delta Delta , OH 42.57% $247.3M
60 Hatboro Federal Savings Hatboro , PA 42.51% $590.5M
61 Hana Bank USA, N.A. Fort Lee , NJ 42.42% $839.6M
62 First Security Bank - Sleepy Eye Sleepy Eye , MN 42.20% $189.1M
63 California Pacific Bank Hayward , CA 42.14% $100.9M
64 Touchmark National Bank Alpharetta , GA 42.05% $410.9M
65 Farmers and Merchants Bank of South Carolina Holly Hill , SC 41.84% $476.2M
66 Lamesa National Bank, the Lamesa , TX 41.37% $441.3M
67 Security State Bank Centralia , WA 40.73% $613.0M
68 Fulton Savings Bank Fulton , NY 40.48% $493.0M
69 NVE Bank Englewood , NJ 40.18% $645.2M
70 New Albin Savings Bank New Albin , IA 39.97% $348.3M
71 G.W. Jones Exchange Bank Marcellus , MI 39.67% $107.9M
72 Fifth District Savings Bank New Orleans , LA 39.39% $535.3M
73 Roxboro Savings Bank, Ssb Roxboro , NC 38.68% $358.5M
74 Oklahoma Bank and Trust Company Clinton , OK 38.62% $204.6M
75 Eureka Savings Bank La Salle , IL 38.52% $439.4M
76 Austin Capital Bank Ssb Austin , TX 38.37% $422.4M
77 Hill Bank & Trust Co. Weimar , TX 38.35% $153.6M
78 First National Bank of Sterling City, the Sterling City , TX 38.06% $259.1M
79 Sumitomo Mitsui Trust Bank (U.S.A.) Limited Hoboken , NJ 37.46% $3.81B
80 Charles Schwab Premier Bank, Ssb Westlake , TX 37.38% $27.44B
81 Bank of America California, N.A. San Francisco , CA 37.26% $15.13B
82 Bank of Montana Missoula , MT 36.72% $349.3M
83 Crescent Bank Metairie , LA 36.55% $1.01B
84 First National Bank of Stanton, the Stanton , TX 36.51% $414.1M
85 Citizens 1st Bank Tyler , TX 36.46% $828.4M
86 Farmers National Bank Phillipsburg , KS 36.28% $176.1M
87 Bankmiami Coral Gables , FL 36.24% $279.3M
88 First National Bank of Livingston, the Livingston , TX 36.13% $468.7M
89 First National Bank of Gordon, the Gordon , NE 36.12% $373.0M
90 Versabank USA, N.A. Holdingford , MN 35.90% $782.9M
91 Hancock County Savings Bank, F.S.B. Chester , WV 35.82% $496.9M
92 First American Trust, FSB Santa Ana , CA 35.59% $8.32B
93 Bank of Brookfield-purdin N.A. Brookfield , MO 35.56% $116.2M
94 Lusitania Savings Bank Newark , NJ 35.14% $411.3M
95 First Federal Savings Bank of Lincolnton Lincolnton , NC 34.83% $478.4M
96 First National Bank of Waynesboro, the Waynesboro , GA 34.67% $226.7M
97 Central Savings, F.S.B. Chicago , IL 34.55% $118.6M
98 Zenith Bank & Trust Scottsdale , AZ 34.54% $122.6M
99 Bank of Gleason Gleason , TN 34.06% $134.3M
100 Charles Schwab Bank, Ssb Westlake , TX 33.99% $242.91B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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